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RMO

Secured Rewards

Boost your credit score with the RMO Secured Card, which safeguards your savings while rewarding your spending. Start with a minimal deposit of just $200.
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Important Information

Rates & Fees
Purchase & Balance Transfer Variable APR between
15.99% - 18.99%
To Know

Best For:

Personal Members
Earning points on purchases
Building or Rebuilding Credit 
Important Information
Terms & Conditions
Cardholder Agreememt
Rewards Information

Features & Benefits

Credit Improvement

Secure rewards and elevate your credit with the RMO Personal Credit Card! Designed to support your financial health, this remarkable card offers an exclusive program aimed at improving your credit score.

No Cash Advance Fees

With no cash advance fees, managing short-term cash flow becomes easier. This feature is particularly useful for small business owners or individuals.

Zero-Liability Fraud Protection

If you suspect fraudulent activity or if your card is lost or stolen, you can easily freeze your account from your mobile app or online account, preventing any new charges while you resolve the situation.

Credit Score Access

Gain valuable insights into the factors affecting your credit score, with detailed reports that help you understand how your financial behaviors impact your credit standing.

RMO Card Benefits

Members who wish to delve into the advantages offered by RMO Cards have multiple avenues at their disposal, each stocked with extensive details and assistance to empower them in making well-informed choices about their card options. Here are a few key resources:
Digital card issuance for the eligible.
No balance transfer or foreign transaction fees.
Ability to freeze and unfreeze your cards.
24/7 Fraud Monitoring & Tools.

Frequently Asked Questions (FAQs)

What are Secured Rewards on RMO Bank Personal Credit Cards?

Secured Rewards is a special program designed for RMO Bank Personal Credit Card holders, encouraging responsible credit usage and improvement. This program rewards users with points for their spending, which can be redeemed for various rewards, all while helping to build or rebuild their credit score securely.

How can I enroll in the Secured Rewards program?
Enrollment in Secured Rewards often occurs automatically when you open a RMO Bank Personal Credit Card account. However, to confirm or ensure your participation, please visit the RMO Bank website, contact our customer support, or visit your nearest branch for assistance.
Are there any fees associated with Secured Rewards?

While the RMO Bank Personal Credit Cards may have an annual fee, the Secured Rewards program itself does not impose any additional fees for participation. Any potential fees related to your credit card will be detailed in your cardholder agreement.

What kind of rewards can I earn with Secured Rewards?

Secured Rewards earned through your RMO Bank Personal Credit Card can be redeemed for a wide array of options including, but not limited to, travel vouchers, merchandise, gift cards, and even cashback. The program aims to offer a diverse selection to cater to all tastes and preferences.

How does participating in Secured Rewards help improve my credit?
By using your RMO Bank Personal Credit Card responsibly and accumulating Secured Rewards, you demonstrate good credit management practices. This responsible usage is reported to credit bureaus, potentially helping to improve your credit score over time. Remember, timely payments and maintaining a low balance relative to your credit limit are key factors in credit improvement.
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