/* ============================================================
   VARIABLES
   ============================================================ */
:root {
  --green:        #4cad49;
  --green-dark:   #3a8f37;
  --green-deep:   #2a6628;
  --green-text:   #1f5c1d;
  --green-tint:   #f0faf0;
  --green-border: #c3e4c2;

  --white:  #ffffff;
  --bg:     #f8f9fa;
  --ink:    #181818;
  --ink2:   #2e2e2e;
  --muted:  #6b7280;
  --muted2: #9ca3af;
  --border: #e5e7eb;
  --border2:#d1d5db;

  --shadow:    0 2px 12px rgba(0,0,0,0.08);
  --shadow-md: 0 4px 24px rgba(0,0,0,0.10);
  --shadow-lg: 0 8px 40px rgba(0,0,0,0.13);

  --fh: 'Plus Jakarta Sans', sans-serif;
  --fb: 'Inter', sans-serif;
  --r:    10px;
  --rlg:  18px;
  --rxl:  24px;
  --mw:   1160px;
  --mww:  1280px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; overflow-x: hidden; background: #4cad49; }
body { overflow-x: hidden; }
body {
  font-family: var(--fb);
  background: #4cad49;
  color: var(--ink);
  font-size: 15px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
a { text-decoration: none; color: inherit; }
button { cursor: pointer; font-family: inherit; }

/* ============================================================
   FDIC BANNER
   ============================================================ */
.fdic-bar {
  background: #f5f5f5;
  padding: 7px 24px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 2px;
}
.fdic-label {
  font-size: 12px; font-weight: 400; color: #646464;
  font-family: var(--fb); font-style: italic;
  white-space: nowrap;
}
.fdic-sign {
  display: inline;
  white-space: nowrap;
}
.fdic-wordmark {
  font-size: 15px; font-weight: 700; color: #003256;
  font-family: 'Source Sans Pro', Arial, sans-serif;
  letter-spacing: 0.5px; margin-right: 4px;
}
.fdic-sign-text {
  font-size: 12px; color: #000000; font-style: italic;
  font-family: 'Source Sans Pro', var(--fb), sans-serif;
}

/* ============================================================
   HEADER + MEGA MENU
   ============================================================ */
.site-header {
  background: var(--green);
  position: sticky; top: 0; z-index: 900;
  box-shadow: 0 2px 16px rgba(0,0,0,0.14);
}
.header-inner {
  max-width: var(--mww);
  margin: 0 auto; padding: 0 28px;
  height: 64px;
  display: flex; align-items: center;
  justify-content: space-between; gap: 16px;
}
.logo-box {
  display: block;
  flex-shrink: 0;
}
.logo-box img {
  height: 36px;
  width: auto;
  display: block;
}

/* Nav */
.header-nav {
  display: flex; align-items: stretch;
  flex: 1; justify-content: center; gap: 2px;
  position: relative;
}
.nav-mega-item { position: static; display: flex; align-items: center; }
.nav-trigger {
  display: flex; align-items: center; gap: 4px;
  color: #ffffff;
  font-size: 14px; font-weight: 500;
  padding: 0 14px; height: 64px; border: none;
  background: transparent;
  cursor: pointer;
  border-radius: 0;
  transition: background 0.15s;
  white-space: nowrap;
}
.nav-trigger:hover,
.nav-mega-item:hover .nav-trigger,
.nav-mega-item.open .nav-trigger {
  background: rgba(255,255,255,0.16); color: white;
}
.nav-caret { font-size: 10px; opacity: 0.7; transition: transform 0.2s; }
.nav-mega-item.open .nav-caret { transform: rotate(180deg); }

/* Sign In trigger */
.nav-signin-trigger {
  display: flex; align-items: center; gap: 6px;
  background: rgba(255,255,255,0.14);
  border: 1px solid rgba(255,255,255,0.28);
  color: white; font-size: 13px; font-weight: 600;
  padding: 7px 16px; border-radius: 7px;
  transition: background 0.15s; height: auto;
  cursor: pointer; flex-shrink: 0;
}
.nav-signin-trigger:hover { background: rgba(255,255,255,0.24); }

.header-actions {
  display: flex; gap: 8px; align-items: center;
  flex-shrink: 0; position: relative;
}

.btn-join {
  background: white; color: var(--green-dark);
  font-size: 13px; font-weight: 700;
  padding: 7px 18px; border-radius: 7px; border: none;
  box-shadow: 0 1px 6px rgba(0,0,0,0.12);
  transition: box-shadow 0.15s, transform 0.15s;
  flex-shrink: 0;
}
.btn-join:hover { box-shadow: 0 3px 12px rgba(0,0,0,0.18); transform: translateY(-1px); }

/* Mobile hamburger */
.mobile-menu-btn {
  display: none;
  background: rgba(255,255,255,0.14);
  border: 1px solid rgba(255,255,255,0.28);
  color: white; font-size: 20px;
  width: 40px; height: 40px;
  border-radius: 7px;
  align-items: center; justify-content: center;
  cursor: pointer;
  transition: background 0.15s;
}
.mobile-menu-btn:hover { background: rgba(255,255,255,0.24); }

/* ---- MEGA MENU PANEL ---- */
.mega-panel {
  display: none;
  position: absolute; top: 64px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--white);
  border: 1px solid var(--border);
  border-top: 3px solid var(--green);
  border-radius: 0 0 var(--rlg) var(--rlg);
  box-shadow: var(--shadow-lg);
  padding: 28px 32px;
  min-width: 480px;
  z-index: 800;
  animation: fadeDown 0.15s ease;
}
@keyframes fadeDown {
  from { opacity: 0; transform: translateY(-6px); }
  to   { opacity: 1; transform: translateY(0); }
}
.nav-mega-item.open .mega-panel { display: flex; }

/* Membership panel */
.mega-panel.membership { flex-direction: row; gap: 16px; min-width: 620px; }
.mega-panel.membership .mega-link { flex: 1; white-space: nowrap; }
.mega-link {
  display: flex; align-items: center; gap: 10px;
  padding: 11px 14px; border-radius: var(--r);
  font-size: 14px; font-weight: 600; color: var(--ink2);
  transition: background 0.15s, color 0.15s;
}
.mega-link:hover { background: var(--green-tint); color: var(--green-text); }
.mega-link-icon {
  width: 32px; height: 32px;
  background: var(--green-tint);
  border: 1px solid var(--green-border);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 16px; flex-shrink: 0;
}
.mega-link small { display: block; font-size: 12px; font-weight: 400; color: var(--muted); }

/* Multi-column panels */
.mega-panel.multi { gap: 32px; min-width: 780px; }
.mega-col { flex: 1; }
.mega-col-title {
  font-size: 10px; font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.13em;
  color: var(--muted2); margin-bottom: 10px; padding: 0 4px;
  font-family: var(--fh);
}
.mega-col a {
  display: block; font-size: 13px; font-weight: 500;
  color: var(--ink2); padding: 6px 8px; border-radius: 6px;
  transition: background 0.12s, color 0.12s;
  white-space: nowrap;
}
.mega-col a:hover { background: var(--green-tint); color: var(--green-text); }
.mega-col a.view-all {
  font-size: 12px; font-weight: 600; color: var(--green-dark);
  margin-top: 4px;
}
.mega-col a.view-all:hover { background: var(--green-tint); }

/* Resources panel */
.mega-panel.resources { gap: 32px; min-width: 680px; }

/* ---- SIGN IN PANEL ---- */
.signin-panel {
  display: none;
  position: absolute; top: 64px; right: 0;
  background: var(--white);
  border: 1px solid var(--border);
  border-top: 3px solid var(--green);
  border-radius: 0 0 var(--rlg) var(--rlg);
  box-shadow: var(--shadow-lg);
  padding: 28px;
  width: 320px;
  z-index: 800;
  animation: fadeDownSignin 0.15s ease;
}
@keyframes fadeDownSignin {
  from { opacity: 0; transform: translateY(-6px); }
  to   { opacity: 1; transform: translateY(0); }
}
.signin-panel.open { display: block; }
.signin-panel-title {
  font-family: var(--fh);
  font-size: 17px; font-weight: 800; color: var(--ink);
  margin-bottom: 4px;
}
.signin-panel-sub { font-size: 13px; color: var(--muted); margin-bottom: 20px; }
.signin-field { margin-bottom: 12px; }
.signin-field label { display: block; font-size: 12px; font-weight: 600; color: var(--ink2); margin-bottom: 5px; }
.signin-field input {
  width: 100%; padding: 10px 12px;
  border: 1px solid var(--border2); border-radius: 7px;
  font-size: 14px; font-family: var(--fb);
  color: var(--ink); background: var(--bg);
  transition: border-color 0.15s;
}
.signin-field input:focus { outline: none; border-color: var(--green); background: var(--white); }
.signin-btn {
  width: 100%; background: var(--green); color: white;
  font-family: var(--fh); font-size: 14px; font-weight: 700;
  padding: 11px; border-radius: 7px; border: none;
  margin-top: 4px; margin-bottom: 14px;
  transition: background 0.15s;
}
.signin-btn:hover { background: var(--green-dark); }
.signin-links {
  display: flex; justify-content: center; gap: 14px;
  font-size: 12px;
}
.signin-links a { color: var(--green-dark); font-weight: 500; }
.signin-links a:hover { text-decoration: underline; }
.signin-links-divider { width: 1px; background: #ccc; align-self: stretch; }
.signin-divider { border: none; border-top: 1px solid var(--border); margin: 16px 0; }
.signin-enroll { text-align: center; font-size: 13px; color: var(--muted); }
.signin-enroll a { color: var(--green-dark); font-weight: 600; }

/* Overlay for closing menus */
.mega-overlay {
  display: none; position: fixed; inset: 0; z-index: 799;
}
.mega-overlay.active { display: block; }

/* ============================================================
   MOBILE NAV DRAWER
   ============================================================ */
.mobile-nav-drawer {
  display: none;
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  z-index: 950;
  background: rgba(0,0,0,0.5);
}
.mobile-nav-drawer.open { display: block; }

.mobile-nav-inner {
  background: var(--white);
  max-height: 100vh;
  overflow-y: auto;
  padding: 0;
  box-shadow: var(--shadow-lg);
}
.mobile-nav-header {
  display: flex; align-items: center; justify-content: space-between;
  padding: 16px 20px;
  background: var(--green);
}
.mobile-nav-header .logo-text {
  font-family: var(--fh); font-size: 19px; font-weight: 900; color: white;
}
.mobile-nav-close {
  background: rgba(255,255,255,0.2);
  border: none; color: white;
  width: 36px; height: 36px;
  border-radius: 8px; font-size: 18px;
  display: flex; align-items: center; justify-content: center;
  cursor: pointer;
}
.mobile-nav-close:hover { background: rgba(255,255,255,0.3); }

.mobile-nav-section {
  border-bottom: 1px solid var(--border);
}
.mobile-nav-toggle {
  display: flex; align-items: center; justify-content: space-between;
  width: 100%; padding: 14px 20px;
  font-size: 15px; font-weight: 600; color: var(--ink);
  background: none; border: none;
  font-family: var(--fb);
}
.mobile-nav-toggle .mobile-caret {
  font-size: 12px; color: var(--muted);
  transition: transform 0.2s;
}
.mobile-nav-section.open .mobile-caret { transform: rotate(180deg); }

.mobile-nav-links {
  display: none;
  padding: 0 20px 14px;
}
.mobile-nav-section.open .mobile-nav-links { display: block; }
.mobile-nav-links a {
  display: block; padding: 8px 12px;
  font-size: 14px; color: var(--ink2);
  border-radius: 6px;
  transition: background 0.12s;
}
.mobile-nav-links a:hover { background: var(--green-tint); color: var(--green-text); }
.mobile-nav-links .mobile-col-title {
  font-size: 10px; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.12em; color: var(--muted2);
  padding: 10px 12px 4px; font-family: var(--fh);
}

.mobile-nav-actions {
  padding: 16px 20px;
  display: flex; flex-direction: column; gap: 10px;
}
.mobile-nav-actions .mobile-signin-btn {
  display: block; text-align: center;
  background: var(--green); color: white;
  font-family: var(--fh); font-size: 14px; font-weight: 700;
  padding: 12px; border-radius: 8px; border: none;
  transition: background 0.15s;
}
.mobile-nav-actions .mobile-signin-btn:hover { background: var(--green-dark); }
.mobile-nav-actions .mobile-join-btn {
  display: block; text-align: center;
  background: var(--white); color: var(--green-dark);
  font-family: var(--fh); font-size: 14px; font-weight: 700;
  padding: 12px; border-radius: 8px;
  border: 1px solid var(--green-border);
  transition: background 0.15s;
}
.mobile-nav-actions .mobile-join-btn:hover { background: var(--green-tint); }

/* ============================================================
   HERO
   ============================================================ */
.hero {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  overflow: hidden; position: relative;
}
.hero::after {
  content: '';
  position: absolute; right: 0; top: 0; bottom: 0;
  width: 42%;
  background: var(--bg);
  clip-path: polygon(8% 0, 100% 0, 100% 100%, 0% 100%);
  z-index: 0;
}
.hero-inner {
  max-width: var(--mww); margin: 0 auto;
  padding: 72px 28px 80px;
  display: grid; grid-template-columns: 1fr 0.85fr;
  gap: 64px; align-items: center;
  position: relative; z-index: 1;
}
.hero-kicker {
  display: inline-flex; align-items: center; gap: 7px;
  background: var(--green-tint); border: 1px solid var(--green-border);
  color: var(--green-text); font-size: 12px; font-weight: 600;
  padding: 5px 12px; border-radius: 100px; margin-bottom: 22px;
}
.kicker-dot {
  width: 7px; height: 7px; background: var(--green);
  border-radius: 50%; animation: pulse 2.4s ease-in-out infinite;
}
@keyframes pulse {
  0%,100% { opacity: 1; transform: scale(1); }
  50%     { opacity: 0.5; transform: scale(0.75); }
}

.hero h1 {
  font-family: var(--fh);
  /* Mobile (single-column hero): size relative to viewport. */
  font-size: clamp(22px, 5.2vw, 44px); font-weight: 900;
  color: var(--ink); line-height: 1.08;
  letter-spacing: -0.8px; margin-bottom: 20px;
  text-wrap: balance;
}
/* Desktop: h1 lives in the narrower left grid column alongside sign-in box,
   so it needs much tighter scaling to keep "Everything you need," on one line. */
@media (min-width: 861px) {
  .hero h1 { font-size: clamp(24px, 2.6vw, 36px); }
}
.hero h1 .accent { color: var(--green-dark); }
.hero-desc {
  font-size: 17px; color: var(--muted);
  line-height: 1.72; max-width: 500px; margin-bottom: 36px;
}
.hero-ctas {
  display: flex; align-items: center; gap: 12px;
  flex-wrap: wrap; margin-bottom: 44px;
}
.cta-primary {
  display: inline-block;
  background: var(--green); color: white; font-family: var(--fh);
  font-size: 15px; font-weight: 700; padding: 13px 28px;
  border-radius: 9px; border: none;
  box-shadow: 0 2px 12px rgba(76,173,73,0.35);
  transition: background 0.15s, transform 0.15s;
}
.cta-primary:hover { background: var(--green-dark); transform: translateY(-1px); }
.cta-secondary {
  display: inline-block;
  background: transparent; color: var(--ink2); font-family: var(--fh);
  font-size: 15px; font-weight: 600; padding: 13px 24px;
  border-radius: 9px; border: 1px solid var(--border2);
  transition: border-color 0.15s, background 0.15s;
}
.cta-secondary:hover { border-color: var(--green); background: var(--green-tint); }

.hero-trust { display: flex; gap: 28px; flex-wrap: wrap; }
.trust-item {
  display: flex; align-items: center; gap: 8px;
  font-size: 13px; color: var(--muted); font-weight: 500;
}
.trust-icon {
  width: 30px; height: 30px; background: var(--green-tint);
  border: 1px solid var(--green-border); border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 15px;
}

.hero-right { display: flex; flex-direction: column; gap: 16px; }
.offer-card {
  background: var(--green); border-radius: var(--rxl);
  padding: 28px 28px 24px; color: white;
  position: relative; overflow: hidden;
  box-shadow: var(--shadow-md);
}
.offer-card::before {
  content: ''; position: absolute; right: -40px; top: -40px;
  width: 160px; height: 160px;
  background: rgba(255,255,255,0.08); border-radius: 50%;
}
.offer-card::after {
  content: ''; position: absolute; right: 30px; bottom: -50px;
  width: 100px; height: 100px;
  background: rgba(255,255,255,0.06); border-radius: 50%;
}
.offer-badge {
  display: inline-block;
  background: rgba(255,255,255,0.2); border: 1px solid rgba(255,255,255,0.3);
  font-size: 11px; font-weight: 700;
  padding: 3px 10px; border-radius: 100px; margin-bottom: 14px;
  text-transform: uppercase; letter-spacing: 0.08em;
  position: relative; z-index: 1;
}
.offer-amount {
  font-family: var(--fh); font-size: 48px; font-weight: 900;
  line-height: 1; margin-bottom: 6px;
  position: relative; z-index: 1; letter-spacing: -1px;
}
.offer-title {
  font-size: 16px; font-weight: 700; margin-bottom: 8px;
  position: relative; z-index: 1;
}
.offer-desc {
  font-size: 13px; color: #ffffff;
  line-height: 1.55; margin-bottom: 20px;
  position: relative; z-index: 1;
}
.offer-btn {
  display: inline-block; background: white; color: var(--green-dark);
  font-family: var(--fh); font-size: 13px; font-weight: 700;
  padding: 10px 22px; border-radius: 8px; border: none;
  position: relative; z-index: 1; cursor: pointer;
  transition: opacity 0.15s;
}
.offer-btn:hover { opacity: 0.9; }

/* Hero Sign In Box (desktop only) */
.hero-signin-box {
  background: #ffffff;
  border: 1px solid var(--border);
  border-radius: var(--rxl);
  padding: 28px;
  box-shadow: var(--shadow-md);
}
.hero-signin-header {
  display: flex; align-items: center; gap: 8px;
  font-family: var(--fh); font-size: 17px; font-weight: 700;
  color: var(--ink); margin-bottom: 20px;
}
.hero-signin-field {
  margin-bottom: 14px;
}
.hero-signin-field label {
  display: block; font-size: 12px; font-weight: 600;
  color: var(--muted); margin-bottom: 5px;
  font-family: var(--fb);
}
.hero-signin-field input {
  width: 100%; padding: 10px 14px;
  border: 1px solid var(--border2); border-radius: 8px;
  font-size: 14px; font-family: var(--fb);
  color: var(--ink); background: var(--bg);
  transition: border-color 0.15s, box-shadow 0.15s;
  outline: none;
}
.hero-signin-field input:focus {
  border-color: var(--green);
  box-shadow: 0 0 0 3px rgba(76,173,73,0.12);
}
.hero-signin-field input::placeholder { color: var(--muted2); }
.hero-signin-btn {
  width: 100%; padding: 11px;
  background: var(--green); color: #ffffff;
  font-family: var(--fh); font-size: 14px; font-weight: 700;
  border: none; border-radius: 8px; cursor: pointer;
  transition: background 0.15s;
}
.hero-signin-btn:hover { background: var(--green-dark); }
.hero-signin-links {
  display: flex; gap: 16px;
  margin-top: 12px;
}
.hero-signin-links a {
  font-size: 12px; color: var(--green);
  font-weight: 500; transition: color 0.15s;
}
.hero-signin-links a:hover { color: var(--green-dark); text-decoration: underline; }
.hero-signin-links-divider { width: 1px; background: #ccc; align-self: stretch; }
.hero-signin-join {
  margin-top: 14px; padding-top: 14px;
  border-top: 1px solid var(--border);
  font-size: 13px; color: var(--muted); text-align: left;
}
.hero-signin-join a {
  color: var(--green); font-weight: 600;
}
.hero-signin-join a:hover { text-decoration: underline; }

/* Hero Offer Strip (compact banner below signin) */
.hero-offer-strip {
  display: flex; align-items: center; gap: 10px;
  background: var(--green); color: #ffffff;
  border-radius: var(--rlg); padding: 14px 18px;
  box-shadow: var(--shadow);
  transition: transform 0.15s, box-shadow 0.15s;
  position: relative; overflow: hidden;
}
.hero-offer-strip:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
.hero-offer-badge {
  display: inline-block;
  background: rgba(255,255,255,0.2); border: 1px solid rgba(255,255,255,0.3);
  font-size: 10px; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.08em; padding: 2px 8px; border-radius: 100px;
  white-space: nowrap; flex-shrink: 0;
}
.hero-offer-text {
  font-size: 13px; flex: 1;
}
.hero-offer-text strong { font-weight: 800; }
.hero-offer-arrow {
  font-size: 16px; font-weight: 700; flex-shrink: 0;
}

/* ============================================================
   SECTION UTILITY
   ============================================================ */
.sw { padding: 72px 0; background: #ffffff; }
.sw.grey { background: var(--bg); }
.sw.white { background: #ffffff; }
.sw + .sw { border-top: 1px solid var(--border); }
.c  { max-width: var(--mw);  margin: 0 auto; padding: 0 28px; }
.cw { max-width: var(--mww); margin: 0 auto; padding: 0 28px; }

.sl {
  font-size: 11px; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.13em; color: var(--green-dark);
  margin-bottom: 8px; display: flex; align-items: center; gap: 8px;
}
.sl::after { content: ''; height: 1px; background: var(--green-border); width: 40px; }
.st {
  font-family: var(--fh);
  font-size: clamp(22px, 3vw, 32px); font-weight: 800;
  color: var(--ink); letter-spacing: -0.4px; line-height: 1.2;
  margin-bottom: 10px;
}
.ss {
  font-size: 15px; color: var(--muted); line-height: 1.65; max-width: 540px;
}

/* ============================================================
   SUPPORT CARDS
   ============================================================ */
.support-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 16px; margin-top: 36px; }
.support-card {
  display: block;
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--rlg); padding: 28px 22px;
  transition: border-color 0.2s, box-shadow 0.2s, transform 0.2s;
}
.support-card:hover { border-color: var(--green-border); box-shadow: var(--shadow-md); transform: translateY(-3px); }
.sc-icon {
  width: 52px; height: 52px; background: var(--green-tint);
  border: 1px solid var(--green-border); border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 24px; margin-bottom: 18px;
}
.support-card h3 {
  font-family: var(--fh); font-size: 16px; font-weight: 700;
  color: var(--ink); margin-bottom: 8px;
}
.support-card p {
  font-size: 13px; color: var(--muted); line-height: 1.6; margin-bottom: 18px;
}
.card-link {
  font-size: 13px; font-weight: 600; color: var(--green-dark);
  display: inline-flex; align-items: center; gap: 4px;
  transition: gap 0.15s;
}
.card-link:hover { gap: 8px; }
.card-link::after { content: '\2192'; }

/* ============================================================
   HUB CARDS
   ============================================================ */
.hub-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; margin-top: 36px; }
.hub-card {
  display: block;
  border-radius: var(--rxl); overflow: hidden; position: relative;
  min-height: 320px; display: flex; flex-direction: column;
  justify-content: flex-end;
  box-shadow: var(--shadow-md);
  transition: box-shadow 0.25s, transform 0.2s;
}
.hub-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-3px); }
.hub-card.personal { background: linear-gradient(160deg, #2d6e2b 0%, #4cad49 60%, #7dcf7b 100%); }
.hub-card.business { background: linear-gradient(160deg, #1a3a1a 0%, #2d6e2b 60%, #4cad49 100%); }
.hub-card.offers   { background: linear-gradient(160deg, #3d3008 0%, #8a6e1a 60%, #f0a500 100%); }
.hub-overlay {
  position: absolute; inset: 0;
  background: linear-gradient(to top, rgba(0,0,0,0.62) 0%, transparent 55%);
}
.hub-body { position: relative; z-index: 1; padding: 28px; color: white; }
.hub-icon { font-size: 36px; margin-bottom: 12px; display: block; }
.hub-body h3 {
  font-family: var(--fh); font-size: 22px; font-weight: 800;
  margin-bottom: 8px; letter-spacing: -0.3px;
}
.hub-body p {
  font-size: 14px; color: #ffffff;
  line-height: 1.55; margin-bottom: 20px;
}
.hub-btn {
  display: inline-flex; align-items: center;
  background: rgba(255,255,255,0.18); border: 1px solid rgba(255,255,255,0.3);
  color: white; font-size: 13px; font-weight: 600;
  padding: 9px 18px; border-radius: 8px;
  transition: background 0.15s;
}
.hub-btn:hover { background: rgba(255,255,255,0.28); }

/* ============================================================
   CATEGORIES STRIP
   ============================================================ */
.cat-grid { display: grid; grid-template-columns: repeat(6,1fr); gap: 12px; margin-top: 36px; }
.cat-item {
  display: block;
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--rlg); padding: 20px 12px; text-align: center;
  transition: border-color 0.2s, box-shadow 0.15s, transform 0.15s;
}
.cat-item:hover { border-color: var(--green-border); box-shadow: var(--shadow); transform: translateY(-2px); }
.cat-icon { font-size: 28px; margin-bottom: 10px; display: block; }
.cat-label { font-family: var(--fh); font-size: 12px; font-weight: 700; color: var(--ink2); line-height: 1.3; }
.cat-sub { font-size: 11px; color: var(--muted2); margin-top: 2px; }

/* ============================================================
   EXTENDED SUPPORT
   ============================================================ */
.ext-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; margin-top: 36px; }
.ext-card {
  display: block;
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--rlg); padding: 28px 24px;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.ext-card:hover { border-color: var(--green-border); box-shadow: var(--shadow-md); }
.ext-icon { font-size: 30px; margin-bottom: 14px; display: block; }
.ext-card h3 {
  font-family: var(--fh); font-size: 16px; font-weight: 700;
  color: var(--ink); margin-bottom: 8px;
}
.ext-card p {
  font-size: 13px; color: var(--muted); line-height: 1.6; margin-bottom: 16px;
}

/* ============================================================
   APP BANNER
   ============================================================ */
.app-banner {
  background: var(--green); border-radius: var(--rxl);
  padding: 48px 52px;
  display: grid; grid-template-columns: 1fr auto; gap: 40px;
  align-items: center;
  position: relative; overflow: hidden;
  box-shadow: var(--shadow-lg);
}
.app-banner::before {
  content: ''; position: absolute; right: -60px; top: -60px;
  width: 260px; height: 260px;
  background: rgba(255,255,255,0.07); border-radius: 50%;
}
.app-banner::after {
  content: ''; position: absolute; right: 120px; bottom: -80px;
  width: 180px; height: 180px;
  background: rgba(255,255,255,0.05); border-radius: 50%;
}
.app-left { position: relative; z-index: 1; }
.app-eyebrow {
  font-size: 11px; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.14em; color: #ffffff; margin-bottom: 10px;
}
.app-banner h2 {
  font-family: var(--fh);
  font-size: clamp(22px,3vw,30px); font-weight: 800;
  color: white; margin-bottom: 10px; letter-spacing: -0.3px;
}
.app-banner p {
  font-size: 15px; color: #ffffff;
  line-height: 1.65; margin-bottom: 28px; max-width: 480px;
}
.app-btns { display: flex; gap: 12px; flex-wrap: wrap; }
.app-btn {
  display: inline-flex; align-items: center; gap: 9px;
  background: rgba(255,255,255,0.14);
  border: 1px solid rgba(255,255,255,0.28);
  color: white; padding: 10px 18px; border-radius: 10px;
  font-size: 13px; font-weight: 600;
  transition: background 0.15s;
}
.app-btn:hover { background: rgba(255,255,255,0.22); }
.app-btn-icon { font-size: 20px; }
.app-btn-sm { font-size: 10px; font-weight: 400; opacity: 0.75; display: block; }
.app-btn-lg { font-size: 14px; font-weight: 700; display: block; }
.rmopay-home-btns { margin-top: 20px; display: flex; gap: 12px; }
.app-right { position: relative; z-index: 1; }
.app-mockup {
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 20px; padding: 20px 28px; text-align: center;
}
.app-mockup-icon { font-size: 48px; margin-bottom: 10px; display: block; }
.app-mockup-label {
  font-size: 16px; font-weight: 700; color: white;
  font-family: var(--fh); margin-bottom: 4px;
}
.app-mockup-sub { font-size: 12px; color: #ffffff; }

/* ============================================================
   RMOPAY PAGE
   ============================================================ */
.rmopay-steps {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; margin-top: 40px;
}
.rmopay-step { text-align: center; }
.rmopay-step-num {
  width: 48px; height: 48px; border-radius: 50%; background: var(--green); color: #fff;
  font-size: 20px; font-weight: 700; font-family: var(--fh);
  display: inline-flex; align-items: center; justify-content: center; margin-bottom: 16px;
}
.rmopay-step h3 { font-family: var(--fh); font-size: 18px; font-weight: 700; margin-bottom: 8px; }
.rmopay-step p { font-size: 14px; color: var(--muted); line-height: 1.6; }

.rmopay-features {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; margin-top: 40px;
}
.rmopay-feature { padding: 28px; background: #fff; border-radius: var(--rxl); border: 1px solid var(--border); }
.rmopay-feature-icon { margin-bottom: 16px; }
.rmopay-feature h3 { font-family: var(--fh); font-size: 17px; font-weight: 700; margin-bottom: 8px; }
.rmopay-feature p { font-size: 14px; color: var(--muted); line-height: 1.6; }

.rmopay-compare-table-wrap { overflow-x: auto; margin-top: 32px; }
.rmopay-compare-table {
  width: 100%; border-collapse: collapse; font-size: 14px; min-width: 540px;
}
.rmopay-compare-table th, .rmopay-compare-table td {
  padding: 14px 18px; text-align: center; border-bottom: 1px solid var(--border);
}
.rmopay-compare-table th { font-family: var(--fh); font-weight: 700; font-size: 14px; background: #f8f9fa; }
.rmopay-compare-table th:first-child, .rmopay-compare-table td:first-child { text-align: left; }
.rmopay-compare-table .rmopay-highlight { background: #edf7ec; font-weight: 600; color: var(--green-dark); }
.rmopay-compare-table thead .rmopay-highlight { background: var(--green); color: #fff; }

.rmopay-usecases {
  display: grid; grid-template-columns: repeat(2, 1fr); gap: 28px; margin-top: 36px;
}
.rmopay-usecase {
  padding: 28px; background: #fff; border-radius: var(--rxl); border: 1px solid var(--border);
}
.rmopay-usecase h3 { font-family: var(--fh); font-size: 17px; font-weight: 700; margin-bottom: 8px; }
.rmopay-usecase p { font-size: 14px; color: var(--muted); line-height: 1.6; }

.rmopay-faq { max-width: 720px; margin: 32px auto 0; }
.rmopay-faq-item {
  border-bottom: 1px solid var(--border); padding: 0;
}
.rmopay-faq-item summary {
  padding: 18px 0; font-family: var(--fh); font-weight: 600; font-size: 15px; cursor: pointer;
  list-style: none; display: flex; justify-content: space-between; align-items: center;
}
.rmopay-faq-item summary::-webkit-details-marker { display: none; }
.rmopay-faq-item summary::after { content: '+'; font-size: 20px; color: var(--muted); font-weight: 400; }
.rmopay-faq-item[open] summary::after { content: '\2212'; }
.rmopay-faq-item p { padding: 0 0 18px; font-size: 14px; color: var(--muted); line-height: 1.7; }

.rmopay-btn-primary {
  display: inline-block; padding: 14px 32px; background: var(--green); color: #fff;
  font-family: var(--fh); font-size: 15px; font-weight: 700; border-radius: var(--r);
  text-decoration: none; transition: background 0.15s;
}
.rmopay-btn-primary:hover { background: var(--green-dark); }
.rmopay-btn-outline {
  display: inline-block; padding: 14px 32px; background: #fff; color: var(--green);
  font-family: var(--fh); font-size: 15px; font-weight: 700; border-radius: var(--r);
  border: 1.5px solid var(--green); text-decoration: none; transition: background 0.15s, color 0.15s;
}
.rmopay-btn-outline:hover { background: var(--green); color: #fff; }

@media (max-width: 860px) {
  .rmopay-steps { grid-template-columns: 1fr; gap: 24px; }
  .rmopay-features { grid-template-columns: 1fr; gap: 20px; }
  .rmopay-usecases { grid-template-columns: 1fr; gap: 20px; }
}
@media (min-width: 861px) and (max-width: 1060px) {
  .rmopay-features { grid-template-columns: repeat(2, 1fr); }
}

/* ============================================================
   MYRA PAGE
   ============================================================ */
.myra-phone {
  width: 300px; background: #fff; border-radius: 24px; overflow: hidden;
  box-shadow: var(--shadow-md); border: 1px solid var(--border);
}
.myra-phone-header {
  background: var(--green); padding: 14px 16px; display: flex; align-items: center; gap: 10px;
}
.myra-phone-avatar {
  width: 36px; height: 36px; border-radius: 50%; background: #fff;
  display: flex; align-items: center; justify-content: center; position: relative; flex-shrink: 0;
}
.myra-online-dot {
  position: absolute; bottom: 1px; right: 1px; width: 9px; height: 9px;
  border-radius: 50%; background: #4cad49; border: 2px solid #fff;
}
.myra-phone-name { font-size: 14px; font-weight: 600; color: #fff; }
.myra-phone-status { font-size: 10px; color: rgba(255,255,255,0.7); margin-top: 1px; }
.myra-phone-msgs {
  background: #f5f5f5; padding: 14px 12px; display: flex; flex-direction: column; gap: 10px; min-height: 260px;
}
.myra-msg-row { display: flex; align-items: flex-end; gap: 6px; max-width: 88%; }
.myra-mini-av {
  width: 22px; height: 22px; border-radius: 50%; background: var(--green);
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.myra-bubble-bot {
  background: #fff; border: 1px solid #e8e8e8; border-radius: 4px 14px 14px 14px;
  padding: 9px 12px; font-size: 12px; color: #333; line-height: 1.5;
}
.myra-bubble-user {
  background: var(--green); border-radius: 14px 14px 4px 14px;
  padding: 9px 12px; font-size: 12px; color: #fff; line-height: 1.5;
  align-self: flex-end; max-width: 80%;
}
.myra-typing { display: flex; gap: 4px; align-items: center; padding: 12px 16px; }
.myra-typing span {
  width: 6px; height: 6px; border-radius: 50%; background: #bbb;
  animation: myra-dot 1.2s infinite;
}
.myra-typing span:nth-child(2) { animation-delay: .2s; }
.myra-typing span:nth-child(3) { animation-delay: .4s; }
@keyframes myra-dot {
  0%,60%,100% { transform: translateY(0); }
  30% { transform: translateY(-5px); }
}
.myra-phone-input {
  background: #fff; border-top: 1px solid #eee; padding: 10px 12px;
  display: flex; align-items: center; justify-content: space-between;
  font-size: 11px; color: #aaa;
}
.myra-send-btn {
  width: 30px; height: 30px; border-radius: 50%; background: var(--green);
  display: flex; align-items: center; justify-content: center;
}

.myra-stats {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; text-align: center;
}
.myra-stat-num {
  font-family: var(--fh); font-size: 36px; font-weight: 800; color: #fff; margin-bottom: 4px;
}
.myra-stat-label { font-size: 13px; color: rgba(255,255,255,0.7); }

.network-overview-grid {
  display: grid; grid-template-columns: 1fr 320px; gap: 48px; align-items: center;
}

@media (max-width: 860px) {
  .myra-phone { display: none; }
  .myra-stats { grid-template-columns: repeat(2, 1fr); gap: 20px; }
  .myra-stat-num { font-size: 24px; }
  .network-overview-grid { grid-template-columns: 1fr; }
}
@media (max-width: 600px) {
  .myra-stats { grid-template-columns: 1fr 1fr; gap: 16px; }
  .myra-stat-num { font-size: 20px; }
}

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer { background: var(--green); }

.footer-main {
  max-width: var(--mww); margin: 0 auto;
  padding: 52px 28px 40px;
  display: grid; grid-template-columns: 240px 1fr; gap: 64px;
  border-bottom: 1px solid rgba(255,255,255,0.15);
}
.footer-brand-name {
  font-family: var(--fh); font-size: 24px; font-weight: 900;
  color: white; letter-spacing: -0.5px; margin-bottom: 6px;
}
.footer-tagline {
  font-size: 13px; color: #ffffff;
  font-style: italic; margin-bottom: 20px; line-height: 1.5;
}
.footer-phone { font-size: 13px; color: #ffffff; }
.footer-phone strong { color: white; display: block; }
.footer-social {
  display: flex; gap: 10px; margin-top: 20px;
}
.social-link {
  display: flex; align-items: center; justify-content: center;
  width: 36px; height: 36px;
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 8px;
  color: #ffffff;
  transition: background 0.15s, color 0.15s;
}
.social-link:hover {
  background: rgba(255,255,255,0.22);
  color: white;
}
.social-link svg { display: block; }
.footer-cols { display: grid; grid-template-columns: repeat(5,1fr); gap: 24px; }
.fc-title {
  font-size: 10px; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.14em; color: #ffffff;
  margin-bottom: 14px; font-family: var(--fh);
}
.footer-cols a {
  display: block; font-size: 13px; color: #ffffff;
  margin-bottom: 9px; transition: color 0.15s;
}
.footer-cols a:hover { color: white; }

/* Legal box */
.footer-legal-box {
  max-width: var(--mww); margin: 0 auto;
  padding: 0 28px; margin-top: 32px;
}
.footer-legal-box-inner {
  border: 1px solid rgba(255,255,255,0.28);
  border-radius: var(--r); padding: 20px 24px;
}
.footer-legal-box p {
  font-size: 11px; color: #ffffff;
  line-height: 1.65; margin-bottom: 6px;
}
.footer-legal-box ul { padding-left: 18px; margin: 4px 0 8px; }
.footer-legal-box li {
  font-size: 11px; color: #ffffff;
  margin-bottom: 3px; line-height: 1.5;
}
.footer-legal-box p:last-child { margin-bottom: 0; }
.footer-legal-note { font-size: 11px; color: rgba(255,255,255,0.7); line-height: 1.65; margin-top: 14px; }

/* Quick links row */
.footer-links-row {
  max-width: var(--mww); margin: 0 auto;
  padding: 18px 28px;
  display: flex; flex-wrap: wrap; align-items: center;
  justify-content: space-between; gap: 10px;
  border-top: 1px solid rgba(255,255,255,0.12);
  margin-top: 24px;
}
.flr-links { display: flex; flex-wrap: wrap; }
.flr-links a {
  font-size: 12px; color: #ffffff;
  padding: 3px 10px; border-right: 1px solid rgba(255,255,255,0.15);
  transition: color 0.15s;
}
.flr-links a:last-child { border-right: none; }
.flr-links a:hover { color: white; }

/* Copyright */
.footer-copy-line {
  background: rgba(0,0,0,0.15);
  text-align: center; padding: 13px 28px;
  font-size: 12px; color: #ffffff;
}

/* ============================================================
   PRODUCT FAMILY PAGE
   ============================================================ */

/* Breadcrumb */
.breadcrumb {
  display: flex; align-items: center; gap: 6px;
  font-size: 13px; color: var(--muted); margin-bottom: 24px;
}
.breadcrumb a { color: var(--green-dark); font-weight: 500; transition: color 0.15s; }
.breadcrumb a:hover { color: var(--green-text); text-decoration: underline; }
.breadcrumb .bc-sep { color: var(--muted2); font-size: 11px; }
.breadcrumb .bc-current { color: var(--ink2); font-weight: 600; }

/* Page Hero */
.page-hero {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  padding: 56px 0 64px;
}
.page-hero-inner {
  max-width: var(--mw); margin: 0 auto; padding: 0 28px;
  display: grid; grid-template-columns: 1fr 340px; gap: 48px;
  align-items: start;
}
.page-hero-content { position: relative; padding-left: 20px; }
.page-hero-content::before {
  content: '';
  position: absolute; left: 0; top: 4px; bottom: 4px;
  width: 4px; background: var(--green);
  border-radius: 4px;
}
.page-hero h1 {
  font-family: var(--fh);
  font-size: clamp(28px, 3.5vw, 42px); font-weight: 900;
  color: var(--ink); line-height: 1.15;
  letter-spacing: -0.6px; margin-bottom: 16px;
}
.page-hero-desc {
  font-size: 16px; color: var(--muted);
  line-height: 1.7; margin-bottom: 24px; max-width: 520px;
}
.page-hero-badges {
  display: flex; gap: 8px; flex-wrap: wrap;
}
.ph-badge {
  display: inline-flex; align-items: center; gap: 6px;
  background: var(--green-tint); border: 1px solid var(--green-border);
  color: var(--green-text);
  font-size: 12px; font-weight: 600;
  padding: 5px 12px; border-radius: 100px;
}
.ph-badge svg { flex-shrink: 0; }

/* Page Hero Aside Card */
.page-hero-aside {
  background: var(--bg); border: 1px solid var(--border);
  border-radius: var(--rlg); padding: 28px 24px;
}
.pha-label {
  font-size: 10px; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.12em; color: var(--green-dark);
  font-family: var(--fh); margin-bottom: 12px;
  display: flex; align-items: center; gap: 6px;
}
.pha-label svg { flex-shrink: 0; }
.page-hero-aside h3 {
  font-family: var(--fh); font-size: 17px; font-weight: 800;
  color: var(--ink); margin-bottom: 8px;
}
.page-hero-aside p {
  font-size: 13px; color: var(--muted); line-height: 1.6; margin-bottom: 18px;
}
.pha-cta {
  display: inline-flex; align-items: center; gap: 6px;
  background: var(--green); color: white;
  font-family: var(--fh); font-size: 13px; font-weight: 700;
  padding: 10px 20px; border-radius: 8px; border: none;
  transition: background 0.15s;
}
.pha-cta:hover { background: var(--green-dark); }

/* Product Cards Embed */
.embed-section { padding: 56px 0; background: #ffffff; }
.embed-section.grey { background: var(--bg); }
.embed-frame {
  max-width: var(--mw); margin: 0 auto; padding: 0 28px;
}
.embed-container {
  border-radius: 16px; border: 1px solid var(--border);
  overflow: hidden; background: var(--bg);
}

/* Benefits Grid */
.benefits-grid {
  display: grid; grid-template-columns: repeat(2, 1fr);
  gap: 20px; margin-top: 36px;
}
.benefit-card {
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--rlg); padding: 28px 24px;
  display: flex; gap: 18px; align-items: flex-start;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.benefit-card:hover { border-color: var(--green-border); box-shadow: var(--shadow); }
.benefit-icon {
  width: 48px; height: 48px; flex-shrink: 0;
  background: var(--green-tint); border: 1px solid var(--green-border);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
}
.benefit-card h3 {
  font-family: var(--fh); font-size: 15px; font-weight: 700;
  color: var(--ink); margin-bottom: 6px;
}
.benefit-card p {
  font-size: 13px; color: var(--muted); line-height: 1.6;
}

/* Why Better — 3 col */
.why-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 20px; margin-top: 36px;
}
.why-card {
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--rlg); padding: 32px 24px;
  text-align: center;
  transition: border-color 0.2s, box-shadow 0.2s, transform 0.15s;
}
.why-card:hover { border-color: var(--green-border); box-shadow: var(--shadow-md); transform: translateY(-2px); }
.why-icon {
  width: 56px; height: 56px; margin: 0 auto 18px;
  background: var(--green-tint); border: 1px solid var(--green-border);
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
}
.why-card h3 {
  font-family: var(--fh); font-size: 16px; font-weight: 700;
  color: var(--ink); margin-bottom: 8px;
}
.why-card p { font-size: 13px; color: var(--muted); line-height: 1.6; }

/* Help Section — 3 col */
.help-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 20px; margin-top: 36px;
}
.help-card {
  display: flex;
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--rlg); padding: 28px 24px;
  flex-direction: column;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.help-card:hover { border-color: var(--green-border); box-shadow: var(--shadow-md); }
.help-icon {
  width: 44px; height: 44px; margin-bottom: 16px;
  background: var(--green-tint); border: 1px solid var(--green-border);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
}
.help-card h3 {
  font-family: var(--fh); font-size: 15px; font-weight: 700;
  color: var(--ink); margin-bottom: 6px;
}
.help-card p {
  font-size: 13px; color: var(--muted); line-height: 1.6; margin-bottom: 16px;
  flex: 1;
}

/* Center Landing Pages */
.center-hero {
  background: var(--green);
  color: #ffffff;
  padding: 64px 28px 72px;
}
.center-hero-inner {
  max-width: var(--mw);
  margin: 0 auto;
}
.center-hero .breadcrumb { margin-bottom: 16px; }
.center-hero .breadcrumb a { color: rgba(255,255,255,0.8); }
.center-hero .breadcrumb strong { color: #ffffff; }
.center-hero h1 {
  font-family: var(--ff-head);
  font-size: 42px;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 16px;
}
.center-hero p {
  font-size: 18px;
  color: rgba(255,255,255,0.92);
  max-width: 680px;
  line-height: 1.6;
  margin-bottom: 28px;
}
.center-hero-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.btn-primary {
  display: inline-block;
  background: #ffffff;
  color: var(--green);
  font-weight: 700;
  font-size: 15px;
  padding: 12px 28px;
  border-radius: 8px;
  text-decoration: none;
  transition: background .15s, transform .1s;
}
.btn-primary:hover { background: #f0f0f0; transform: translateY(-1px); }
.btn-outline-white {
  display: inline-block;
  border: 2px solid #ffffff;
  color: #ffffff;
  font-weight: 700;
  font-size: 15px;
  padding: 10px 28px;
  border-radius: 8px;
  text-decoration: none;
  transition: background .15s, transform .1s;
}
.btn-outline-white:hover { background: rgba(255,255,255,0.15); transform: translateY(-1px); }

.center-categories { padding: 64px 28px; background: var(--bg); }
.center-cat-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  max-width: var(--mw);
  margin: 0 auto;
}
.center-cat-card {
  background: #ffffff;
  border-radius: 16px;
  border: 1px solid var(--border);
  padding: 32px;
  display: flex;
  flex-direction: column;
  transition: box-shadow .2s, transform .15s;
}
.center-cat-card:hover {
  box-shadow: 0 8px 24px rgba(0,0,0,0.08);
  transform: translateY(-2px);
}
.center-cat-icon { margin-bottom: 16px; }
.center-cat-card h3 {
  font-family: var(--ff-head);
  font-size: 22px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 8px;
}
.center-cat-card > p {
  font-size: 15px;
  color: var(--muted);
  line-height: 1.6;
  margin-bottom: 20px;
}
.center-cat-links {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 20px;
}
.center-cat-links a {
  display: inline-block;
  font-size: 13px;
  font-weight: 600;
  color: var(--green);
  background: rgba(76,173,73,0.08);
  padding: 6px 14px;
  border-radius: 20px;
  text-decoration: none;
  transition: background .15s;
}
.center-cat-links a:hover { background: rgba(76,173,73,0.16); }
.center-cat-cta {
  margin-top: auto;
  font-size: 15px;
  font-weight: 700;
  color: var(--green);
  text-decoration: none;
}
.center-cat-cta:hover { text-decoration: underline; }

.center-membership-cta { padding: 64px 28px; background: #ffffff; }
.center-membership-inner {
  max-width: var(--mw);
  margin: 0 auto;
  background: var(--green);
  border-radius: 16px;
  padding: 48px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
}
.center-membership-inner h2 {
  font-family: var(--ff-head);
  font-size: 28px;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 8px;
}
.center-membership-inner p {
  font-size: 16px;
  color: rgba(255,255,255,0.92);
  line-height: 1.6;
  max-width: 560px;
}
.center-membership-inner .btn-primary {
  flex-shrink: 0;
}

/* Info / Resource Pages */
.info-hero {
  padding: 64px 28px 72px;
  color: #ffffff;
}
.info-hero.green { background: var(--green); }
.info-hero.dark { background: #f1f1f1; }
.info-hero.dark h1 { color: var(--ink); }
.info-hero.dark p { color: var(--muted); }
.info-hero.dark .breadcrumb a { color: var(--muted); }
.info-hero.dark .breadcrumb strong { color: var(--ink); }
.info-hero-inner {
  max-width: var(--mw);
  margin: 0 auto;
}
.info-hero .breadcrumb { margin-bottom: 16px; }
.info-hero .breadcrumb a { color: rgba(255,255,255,0.8); text-decoration: none; }
.info-hero .breadcrumb a:hover { text-decoration: underline; }
.info-hero .breadcrumb strong { color: #ffffff; }
.info-hero h1 {
  font-family: var(--ff-head);
  font-size: 42px;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 16px;
}
.info-hero p {
  font-size: 18px;
  color: rgba(255,255,255,0.92);
  max-width: 680px;
  line-height: 1.6;
}

.info-section {
  padding: 64px 28px;
  background: #ffffff;
}
.info-section.alt { background: var(--bg); }

.info-two-col {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 48px;
}
.info-two-col .sl { margin-bottom: 8px; }
.info-two-col h2 { margin-bottom: 12px; }
.info-two-col p { color: var(--muted); line-height: 1.7; }

.info-values-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  margin-top: 32px;
}
.info-value-card {
  background: #ffffff;
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 28px;
}
.info-section.alt .info-value-card { background: #ffffff; }
.info-value-card svg { margin-bottom: 12px; }
.info-value-card h3 {
  font-family: var(--ff-head);
  font-size: 18px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 8px;
}
.info-value-card p {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.6;
}

.info-cta {
  color: var(--green);
  font-weight: 700;
  font-size: 15px;
  text-decoration: none;
}
.info-cta:hover { text-decoration: underline; }

/* Contact Grid */
.contact-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}
.contact-card {
  background: #ffffff;
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 32px;
  text-align: center;
}
.contact-card svg { margin-bottom: 16px; }
.contact-card h3 {
  font-family: var(--ff-head);
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 8px;
}
.contact-card p {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.6;
  margin-bottom: 12px;
}
.contact-link {
  display: inline-block;
  color: var(--green);
  font-weight: 700;
  font-size: 15px;
  text-decoration: none;
  margin-bottom: 4px;
}
.contact-link:hover { text-decoration: underline; }
.contact-card small {
  display: block;
  font-size: 12px;
  color: var(--muted);
}

/* Social Grid */
.social-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 24px;
}
.social-card {
  display: inline-block;
  padding: 10px 24px;
  background: var(--green);
  color: #ffffff;
  font-weight: 600;
  font-size: 14px;
  border-radius: 8px;
  text-decoration: none;
  transition: background .15s;
}
.social-card:hover { background: var(--green-dark); }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1060px) {
  .support-grid { grid-template-columns: repeat(2,1fr); }
  .cat-grid { grid-template-columns: repeat(3,1fr); }
  .footer-cols { grid-template-columns: repeat(3,1fr); }
  .mega-panel.multi { min-width: 600px; }
  .why-grid { grid-template-columns: repeat(2,1fr); }
  .center-cat-grid { grid-template-columns: repeat(2,1fr); }
}

@media (max-width: 860px) {
  body::before {
    content: '';
    position: fixed;
    top: 0; left: 0; right: 0;
    height: env(safe-area-inset-top);
    background: #4cad49;
    z-index: 10000;
  }
  body { padding-top: env(safe-area-inset-top); }

  .header-nav { display: none; }
  .mobile-menu-btn { display: flex; }
  .nav-signin-trigger { display: none; }
  .btn-join { display: none; }

  .fdic-bar {
    background: var(--green); gap: 2px;
    padding: 6px 16px;
  }
  .fdic-label { color: #ffffff; }
  .fdic-wordmark { color: #003256; }
  .fdic-sign-text { color: #ffffff; font-size: 11px; }

  .hero-inner { grid-template-columns: 1fr; }
  .hero::after { display: none; }
  .hero-signin-box { display: none; }
  .hero-offer-strip { display: none; }
  .hub-grid { grid-template-columns: 1fr; }
  .ext-grid { grid-template-columns: 1fr; }
  .app-banner { grid-template-columns: 1fr; padding: 36px 28px; }
  .app-right { display: none; }
  .footer-main { grid-template-columns: 1fr; gap: 32px; }
  .footer-cols { grid-template-columns: repeat(2,1fr); }
  .page-hero-inner { grid-template-columns: 1fr; }
  .page-hero-aside { max-width: 400px; }
  .benefits-grid { grid-template-columns: 1fr; }
  .why-grid { grid-template-columns: 1fr; }
  .help-grid { grid-template-columns: 1fr; }
  .center-cat-grid { grid-template-columns: 1fr; }
  .center-hero h1 { font-size: 32px; }
  .center-membership-inner { flex-direction: column; text-align: center; padding: 36px 24px; }
  .center-membership-inner p { max-width: 100%; }
  .info-hero h1 { font-size: 32px; }
  .info-two-col { grid-template-columns: 1fr; gap: 32px; }
  .info-values-grid { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }

  /* Footer: keep 2-col for link columns on tablet/mobile */
  .footer-cols { grid-template-columns: repeat(2,1fr); gap: 28px 24px; }

  /* Compact footer quick-links row */
  .flr-links { justify-content: center; }
  .footer-links-row { justify-content: center; }
}

@media (max-width: 600px) {
  .support-grid { grid-template-columns: 1fr; }
  .cat-grid { grid-template-columns: repeat(2,1fr); }
  .hero h1 { font-size: 30px; }
  .offer-amount { font-size: 36px; }
  .fdic-item { font-size: 10px; }
  .hero-inner { padding: 48px 20px 56px; }
  .app-banner { padding: 28px 20px; }
  .rmopay-home-btns .rmopay-btn-primary,
  .rmopay-home-btns .rmopay-btn-outline { padding: 12px 20px; font-size: 13px; }

  /* Footer stays 2-col on small mobile */
  .footer-cols { grid-template-columns: repeat(2,1fr); gap: 24px 20px; }
  .footer-main { padding: 36px 20px 32px; }
  .footer-legal-box { padding: 0 20px; }
  .footer-links-row { padding: 14px 20px; }
  .flr-links a { padding: 3px 6px; font-size: 11px; }
}

/* ============================================================
   SEARCH OVERLAY
   ============================================================ */
.search-trigger {
  display: flex; align-items: center; justify-content: center;
  background: rgba(255,255,255,0.14);
  border: 1px solid rgba(255,255,255,0.28);
  color: white;
  padding: 7px 10px;
  border-radius: 7px;
  cursor: pointer;
  transition: background 0.15s;
  flex-shrink: 0;
  touch-action: manipulation;
  -webkit-tap-highlight-color: transparent;
}
.search-trigger:hover { background: rgba(255,255,255,0.24); }

/* Mobile search trigger - hidden on desktop */
.search-trigger-mobile {
  display: none;
  min-width: 40px; min-height: 40px;
  position: relative; z-index: 10;
}

.search-overlay {
  display: none;
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  background: rgba(0,0,0,0.6);
  z-index: 9999;
  align-items: flex-start;
  justify-content: center;
  padding-top: 80px;
  animation: searchFadeIn 0.15s ease;
}
.search-overlay.open {
  display: flex;
}
@keyframes searchFadeIn {
  from { opacity: 0; }
  to { opacity: 1; }
}

.search-modal {
  background: var(--white);
  width: 100%;
  max-width: 680px;
  border-radius: var(--rlg);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
  animation: searchSlideDown 0.2s ease;
  max-height: calc(100vh - 120px);
  display: flex;
  flex-direction: column;
}
@keyframes searchSlideDown {
  from { opacity: 0; transform: translateY(-12px); }
  to { opacity: 1; transform: translateY(0); }
}

.search-modal-header {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 20px 24px 0;
}

.search-modal-header svg {
  flex-shrink: 0;
  color: var(--muted);
}

.search-input {
  flex: 1;
  border: none;
  outline: none;
  font-family: var(--fh);
  font-size: 20px;
  font-weight: 500;
  color: var(--ink);
  background: transparent;
  padding: 0;
}
.search-input::placeholder {
  color: var(--muted2);
  font-weight: 400;
}

.search-close-btn {
  display: flex; align-items: center; justify-content: center;
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: 6px;
  width: 32px; height: 32px;
  cursor: pointer;
  color: var(--muted);
  transition: background 0.15s, color 0.15s;
  flex-shrink: 0;
}
.search-close-btn:hover {
  background: var(--border);
  color: var(--ink);
}

.search-divider {
  height: 1px;
  background: var(--border);
  margin: 16px 0 0;
}

.search-results {
  overflow-y: auto;
  max-height: 420px;
  padding: 8px 0;
}

.search-results-empty {
  padding: 32px 24px;
  text-align: center;
  color: var(--muted);
  font-size: 14px;
  font-family: var(--fb);
}

.search-result-item {
  display: block;
  padding: 14px 24px;
  text-decoration: none;
  color: inherit;
  transition: background 0.1s;
  border-bottom: 1px solid var(--border);
}
.search-result-item:last-child {
  border-bottom: none;
}
.search-result-item:hover {
  background: var(--green-tint);
}

.search-result-title {
  font-family: var(--fh);
  font-size: 15px;
  font-weight: 600;
  color: var(--ink);
  margin-bottom: 3px;
  line-height: 1.3;
}

.search-result-desc {
  font-family: var(--fb);
  font-size: 13px;
  color: var(--muted);
  line-height: 1.45;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
}

.search-hint {
  padding: 40px 24px;
  text-align: center;
  color: var(--muted2);
  font-size: 13px;
  font-family: var(--fb);
}

/* ---- Mobile search panel (lives inside <header>) ---- */
.mobile-search-panel {
  display: none;
}
.mobile-search-panel.open {
  display: block;
}
.msp-backdrop {
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  background: rgba(0,0,0,0.25);
  z-index: 0;
}
.msp-box {
  position: absolute;
  top: 100%;
  left: 0; right: 0;
  background: #fff;
  box-shadow: 0 8px 30px rgba(0,0,0,0.15);
  display: flex;
  flex-direction: column;
  max-height: 60vh;
  z-index: 1;
  animation: mspDrop 0.18s ease;
}
@keyframes mspDrop {
  from { opacity: 0; transform: translateY(-6px); }
  to { opacity: 1; transform: translateY(0); }
}
.msp-header {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 14px 16px;
}
.msp-header svg { flex-shrink: 0; }
.msp-input {
  flex: 1;
  border: none; outline: none;
  font-family: var(--fh);
  font-size: 16px; font-weight: 500;
  color: var(--ink);
  background: transparent;
}
.msp-input::placeholder { color: var(--muted2); font-weight: 400; }
.msp-close {
  background: none; border: none;
  font-size: 24px; color: var(--muted);
  padding: 4px 8px; cursor: pointer;
  line-height: 1;
}
.msp-close:hover { color: var(--ink); }
.msp-divider {
  height: 1px; background: var(--border);
}
.msp-results {
  overflow-y: auto;
  -webkit-overflow-scrolling: touch;
  flex: 1;
}
/* Reuse existing result item styles */
.msp-results .search-hint,
.msp-results .search-results-empty {
  padding: 24px 16px;
  text-align: center;
  color: var(--muted2);
  font-size: 13px;
}
.msp-results .search-result-item {
  display: block;
  padding: 12px 16px;
  text-decoration: none; color: inherit;
  border-bottom: 1px solid var(--border);
  transition: background 0.1s;
}
.msp-results .search-result-item:last-child { border-bottom: none; }
.msp-results .search-result-item:hover { background: var(--green-tint); }
.msp-results .search-result-title {
  font-family: var(--fh); font-size: 14px;
  font-weight: 600; color: var(--ink);
  margin-bottom: 2px;
}
.msp-results .search-result-desc {
  font-size: 12px; color: var(--muted);
  line-height: 1.4;
  display: -webkit-box; -webkit-line-clamp: 2;
  -webkit-box-orient: vertical; overflow: hidden;
}

/* Desktop: hide mobile panel, show overlay trigger */
@media (min-width: 861px) {
  .mobile-search-panel { display: none !important; }
}
@media (max-width: 860px) {
  .search-trigger-desktop { display: none; }
  .search-trigger-mobile { display: flex; }
  /* Hide desktop overlay on mobile */
  .search-overlay { display: none !important; }
}