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Personal Credit Builder

Enhance your financial future with RMO Bank's Personal Credit Builder solutions. Discover our Credit Builder Loan and Secured Credit Card, crafted to help you build or improve your credit efficiently.

MyBuilder Loan
MyBuilder Loan is designed to help you meet your borrowing needs while building credit and earning money

APR: 2.7%

Features
  • Build credit and save money.
  • Choose your amount between $500 and $2,500.
  • No annual fee.

Minimum Membership Required:

Personal Membership I

MyBuilder Card
Unlock the potential of a better credit score with our MyBuilder Card, crafted to help you build and maintain a healthy credit history.

Variable APR: 13.00% - 15.00%

Features
  • Choose your credit limit between $200 - $5,000.
  • Earn points when you spend.
  • No annual fee.

Minimum Membership Required:

Personal Membership I

MyBuilder Loan
MyBuilder Loan is designed to help you meet your borrowing needs while building credit and earning money

APR: 2.7%

Features
  • Build credit and save money.
  • Choose your amount between $500 and $2,500.
  • No Annual Fees.

Minimum Membership Required:

Personal Membership I

MyBuilder Card
Unlock the potential of a better credit score with our MyBuilder Card, crafted to help you build and maintain a healthy credit history.

Variable APR: 13.00% - 15.00%

Features
  • Choose your credit limit between $200 - $5,000.
  • Earn points when you spend.
  • No annual fee.

Minimum Membership Required:

Personal Membership I

Benefits of Building Credit

Build Credit

Building a strong credit score can help you secure lower interest rates on loans and credit cards, saving you money over time. Additionally, a good credit history enhances your chances of getting approved for rentals and essential services, providing greater financial stability.

Earn Rewards

By using a rewards credit card responsibly, you can earn points, cashback, or miles on everyday purchases, maximizing your spending power. These earned rewards can be redeemed for travel, shopping, or even statement credits, making your spending work for you.

Save Money

Building a strong credit score can help you qualify for lower interest rates on loans and credit cards, ultimately saving you money. Additionally, better credit scores often lead to lower insurance premiums and higher credit limits, providing financial advantages.

Unlock Better Products

A higher credit score opens the door to better financial products, such as premium credit cards with superior rewards and benefits. It also enhances your eligibility for more favorable loan terms and lower interest rates.

Not a member?

Join the RMO Club and enhance your lifestyle with exclusive access to our curated products and services tailored just for you. 
Products/Services Offered By:

RMO Bank