RMO

General Terms & Conditions

These terms govern your use of RMO products, services, and digital platforms. By accessing or using any RMO service, you agree to be bound by these terms.

Last Updated: April 1, 2026

Agreement Overview

This agreement is between you and RMO Corporation and its subsidiaries, including RMO Banking, RMO Lending, RMO Insurance, RMO Protection, RMO Investments, and RMO Human Services.

1. Membership & Eligibility

RMO products and services are available exclusively to active members. Your membership must remain in good standing to access any RMO product or service. Membership is subject to verification, approval, and ongoing compliance with these terms. RMO reserves the right to suspend or terminate membership for violation of these terms or applicable law.

2. Product & Service Terms

Individual products and services may have additional terms, disclosures, and agreements that supplement these general terms. Product-specific terms are provided at the time of enrollment or application. In the event of a conflict between product-specific terms and these general terms, the product-specific terms shall prevail.

3. Digital Services & MyRMO

Your use of MyRMO digital banking, mobile applications, and online services is subject to these terms and our Digital Services Agreement. You are responsible for maintaining the security of your login credentials. Notify us immediately at (888) 764-3448 if you suspect unauthorized access to your account.

4. Fees & Charges

Applicable fees for products and services are disclosed in the relevant fee schedule, product agreement, or at the time of enrollment. RMO may modify fees with advance notice as required by applicable law. Current rate and fee information is available on our Rates page.

5. Limitation of Liability

To the fullest extent permitted by applicable law, RMO and its affiliates shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to your use of RMO products or services. This limitation applies regardless of the theory of liability.

6. Dispute Resolution

Any dispute arising from or relating to these terms or your use of RMO products or services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, unless otherwise required by applicable law.

7. Intellectual Property

All content, trademarks, logos, and intellectual property displayed on RMO websites, applications, and materials are the property of RMO Corporation or its licensors. You may not reproduce, distribute, or create derivative works without prior written consent from RMO.

8. Modifications to Terms

RMO reserves the right to modify these terms at any time. Material changes will be communicated through your MyRMO account, email, or other appropriate channels. Continued use of RMO products or services after changes take effect constitutes acceptance of the revised terms.

Questions?

If you have questions about these terms, contact our member services team.

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