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White vector icons of common household appliances arranged in a 2x2 grid — refrigerator, washing machine, microwave, and oven — on a transparent background in a minimal modern style.

Personal Finance Protection

Protect your income and stay financially secure.

A woman in a green sweater smiles calmly while holding financial symbols including a dollar sign, shield, and calculator, with stacks of coins and a document showing a percentage sign beside her, representing financial protection and security.

Personal Finance Protection

Protect your income and stay financially secure.

Choose the plan that works best for you.

MyIncome I

Enjoy peace of mind knowing you have a safety net when life takes an unexpected turn.

Starting at:

$14/Month

Features
  •  Job termination or medical emergency coverage.
  • Monthly benefit payments.
  • Simple claims process with quick approvals.

Minimum Membership Required:

Personal Membership III

MyIncome II

Keep your home running smoothly with MyAppliance II, covering up to three essential appliances.

Starting at:

$24/Month

Features
  •  Job loss, medical emergencies, and illness coverage.
  • Higher monthly benefit limits.
  • Extended coverage duration for longer-term stability.

Minimum Membership Required:

Personal Membership III

MyIncome III

Get full financial peace of mind with MyIncome III, offering comprehensive coverage against job loss and more.

Starting at:

$39/Month

Features
  • Layoffs, illness, injury, or family emergency coverage.
  • Increased benefit amounts.
  • Flexible coverage terms tailored to your needs.

Minimum Membership Required:

Personal Membership I

MyIncome IV
Experience maximum financial protection with MyIncome IV, offering premium income loss coverage.

Starting at:

$54/Month

Features
  • Job loss, major health issues, and family emergency coverage.
  • Highest benefit payments.
  • Long-term coverage with personalized benefit options.

Minimum Membership Required:

Personal Membership I

Select the plan that works for you

Protection Benefits

Gauranteed Income Protection

Safeguard your paycheck against life’s unexpected turns. Whether it’s job loss, illness, or injury, RMO helps you stay financially secure when your income is at risk.

Emergency Support

From medical emergencies to family hardships, RMO’s income protection ensures you can focus on recovery — not bills — with reliable monthly benefit payments.

Quick Claims

Get fast approvals and prompt benefit payouts. Our streamlined claims process helps you access financial relief without long waits or extra stress.

Flexible Plans

Choose the protection level that fits your lifestyle and budget. From essential coverage to premium income protection, RMO keeps financial peace within reach.

Not a member?

Discover exclusive products, services, and perks made just for members. 

See what joining the RMO Membership Club is all about — and become a member today.

How can we help?

FAQs

Find quick answers to common questions about this membership and how it works.

Help Center

Explore guides, resources, and support for all RMO Membership Club services.

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Reliable Income & Financial Protection for Everyday Life | RMO Protection

RMO Protection offers income and financial protection plans designed to keep you secure when life changes unexpectedly. Our coverage helps replace lost income, safeguard your finances, and protect your financial wellbeing. Compare RMO to SafetyNet, Assurant, and MetLife to discover affordable, flexible income protection for individuals and families across the USA.

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