Operations protection — sometimes called business interruption or business continuity coverage — pays a business when day-to-day operations are disrupted by a covered event.

What operations protection covers:

  • Equipment downtime — revenue lost while critical equipment is being repaired or replaced.
  • Business interruption — lost revenue while operations are paused for a covered cause.
  • Supply-chain disruption — at higher tiers, coverage for losses tied to supplier or vendor failures.
  • Rapid response services — incident response, repair coordination, and emergency vendor access.

RMO BizOps Shield tiers:

  • BizOps Shield I ($15/mo) — basic equipment downtime and business interruption coverage.
  • BizOps Shield II ($30/mo) — expanded operations protection with supply-chain coverage.
  • BizOps Shield III ($55/mo) — comprehensive business continuity with rapid response services.
  • BizOps Shield IV ($90/mo) — maximum operations protection with a dedicated incident response team.

Operations protection is most valuable for businesses where a single piece of equipment, location, or supplier failure would meaningfully reduce revenue.