MyMembership is the foundation of your RMO experience. Every product and service we offer is built on top of an active membership — choose the tier that fits your life.
Every MyMembership tier unlocks powerful tools and real savings across the RMO ecosystem.
Your membership unlocks access to over 100 products and services across money, loans, protection, shopping, repair, and more.
Access affordable coverage for electronics, home, auto, property, and financial protection plans tailored to your needs.
Unlock member-only promotions, welcome bonuses, discounted rates, and access to the RMO Offer Center with rotating deals.
Manage everything from the MyRMO app and online dashboard — payments, transfers, statements, and support available 24/7.
More than a bank — a membership that works harder for you.
Over 100 products and services under one roof. Banking, lending, insurance, shopping, repairs, and human services — all from a single membership.
Multiple membership tiers let you choose what fits your budget. Upgrade or adjust anytime as your needs change — no long-term contracts.
Members save on average more than the cost of their membership each month through exclusive rates, discounts, and bundled benefits.
You can access all your RMO Membership Club benefits by signing in to your MyRMO account at https://digital.rmous.org/myrmo.
Once signed in, your personalized dashboard will allow you to:
View and redeem available offers and discounts
Track your rewards points and earnings
Access your RMO Protection plans
Manage your membership settings and billing preferences
Explore RMO Divisions for additional member services and perks
For the best experience, make sure your contact information is up to date in your account settings so you never miss new rewards or exclusive offers.
RMO Personal Membership gives individuals access to exclusive rewards, discounts, products, and member-only perks. It’s designed to help members save more, earn more, and enjoy benefits that enhance everyday purchases and services.
Yes. You can upgrade your RMO Personal Membership at any time to unlock higher-tier benefits, greater savings, and enhanced rewards. Upgrades can be made directly from your MyRMO dashboard :
Sign in at https://digital.rmous.org/myrmo .
Go to Membership Settings or Manage Plan .
Select the higher-level MyMembership plan you’d like to move to.
Confirm your selection and submit your request.
Most upgrades take effect immediately , giving you access to new rewards and partner benefits without delay. Any billing adjustments are automatically prorated based on your current plan. If you need help with your upgrade or want to explore which tier best fits your goals, you can contact…
If you’ve lost your card or can’t find your member ID, log in to the My RMO app or your online account to view your digital membership card. You may also view other account information 24/7 online or in the mobile app.
You can also contact RMO support to verify your identity and retrieve your details.
You can request to cancel your RMO Personal Membership through any of the following approved methods:
In the MyRMO App (available on the App Store Google Play Store)
By visiting the MyRMO online portal at https://digital.rmous.org/myrmo
Or by submitting a request through the RMO Membership Club Support page
Cancellations can only be processed if there are no active accounts or services that rely on your membership within the RMO Membership Club or other RMO Divisions .
If your membership is tied to an open account (such as an active product, protection plan, or rewards service), cancellation will not be available until that account is closed or transferred. Once a valid…
Yes. The RMO Membership Club offers four tiers of Personal Membership, allowing members to choose the plan that best fits their lifestyle and benefit goals. Each level includes all the core perks of membership — with added rewards, savings, and access as you move up. Here’s an overview of each tier:
MyMembership I – Entry-level access with essential rewards, basic savings, and introductory member perks.
MyMembership II – Expanded benefits with greater savings potential, bonus points, and access to more partner offers.
MyMembership III – Premium rewards including enhanced protection coverage, higher point-earning rates, and additional lifestyle discounts.
MyMembership IV…
To join the RMO Personal Membership , applicants must meet the minimum eligibility requirements based on their country of residence. Membership is currently available in the United States , Canada , and Mexico .
General Requirements
Must be of legal age in your country of application (18 years or older)
Must be a legal resident with a valid and verifiable address
Must agree to the RMO Membership Club Terms and Conditions
Must provide accurate personal and contact information during application
United States Applicants
Must be at least 18 years old
Must be a legal U.S. resident with a valid residential address
Must provide accurate identification or verification details…
Have questions about membership? We've got you covered.
Find answers to common questions about membership tiers, pricing, eligibility, and account management.
Visit Help CenterSchedule a one-on-one appointment with an RMO representative to discuss membership options and get personalized guidance.
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