RMO Bank offers four personal checking account tiers designed to fit every stage of your financial life. All accounts include a free debit card, access to MyRMO online and mobile banking, and no hidden fees.
MyEveryday Checking — Our most popular account for day-to-day banking. Enjoy unlimited transactions, free bill pay through MyRMO, and easy direct deposit setup. The monthly maintenance fee is waived when you maintain a $500 minimum daily balance or set up a qualifying direct deposit.
MyFirst Checking — Built for young adults ages 16–24 who are opening their first bank account. There is no monthly maintenance fee, no minimum balance requirement, and built-in spending insights through the MyRMO app to help build smart money habits.
MySecure Checking — A second-chance checking account for individuals who want to rebuild their banking history. MySecure has a low monthly fee and includes the same MyRMO digital tools and debit card access as other tiers.
MyUltimate Checking — Our premium checking account that includes preferential rates on CDs and savings, unlimited domestic ATM fee rebates, complimentary checks, and priority support from an Expert. The monthly maintenance fee is waived with a combined $25,000 relationship balance.
To compare features side by side or open an account, log in to MyRMO or schedule an appointment through MyRMO or by calling us.