You can adjust your 401(k) or other RMO investment contributions at any time through MyRMO.

Changing Your Contribution Amount:

  1. Log in to MyRMO and navigate to "Investments" then "My 401(k)" or the applicable account.
  2. Select "Manage Contributions."
  3. Enter your new contribution amount or percentage.
  4. Choose whether you want the change to apply to pre-tax contributions, Roth contributions, or both.
  5. Confirm the change. Most contribution updates take effect within one to two pay periods.

Changing Your Investment Allocation:

  1. From the same account screen, select "Change Investments."
  2. Review your current allocation across funds.
  3. Adjust the percentage allocated to each fund to match your desired asset mix.
  4. Submit the change. Reallocation is typically processed within 1–2 business days.

Automatic Increase: You can set up an automatic annual contribution increase (e.g., increase by 1% each year) to gradually boost your savings without having to remember to make changes manually.

For personalized guidance on contribution levels and investment allocation, schedule an appointment through MyRMO or by calling us to speak with an Expert.