RMO Investments offers four 401(k) plan levels to accommodate different investment preferences and retirement goals.
My401(k) Start — A straightforward plan with a curated selection of target-date funds and index funds. Low management fees make it ideal for new savers who want a simple set-it-and-forget-it approach.
My401(k) Growth — Includes all Start fund options plus access to a broader range of actively managed funds, bond funds, and sector-specific funds. For savers who want more control over their asset allocation.
My401(k) Plus — Adds access to a self-directed brokerage window, allowing you to invest in individual stocks, ETFs, and a wider universe of mutual funds. Includes quarterly investment reviews through MyRMO.
My401(k) Prime — Our most comprehensive plan, featuring everything in Plus along with dedicated access to an Expert financial advisor, personalized retirement projections, and annual portfolio rebalancing.
Common Features Across All Levels:
- Pre-tax and Roth 401(k) contribution options
- Online account management through MyRMO
- Automatic contribution increases
- Loan and hardship withdrawal provisions (subject to plan terms)
To compare plan levels and fees, log in to MyRMO or schedule an appointment through MyRMO or by calling us to speak with an Expert.