Yes. RMO Insurance offers renters insurance as part of the MyProperty product family. Renters insurance protects your personal belongings and provides liability coverage even though you do not own the building you live in.
What Renters Insurance Covers:
- Personal Property: Protection for your belongings (furniture, electronics, clothing, etc.) against covered perils such as fire, theft, vandalism, and water damage.
- Liability: Coverage if someone is injured in your rental unit or if you accidentally damage someone else's property.
- Additional Living Expenses: If a covered event makes your rental uninhabitable, the policy helps pay for temporary housing and related costs.
- Medical Payments: Covers minor medical expenses if a guest is injured in your home, regardless of fault.
Plan Options: Renters can choose from MyProperty Basic, Standard, Plus, or Premium tiers. Each tier provides increasing levels of personal property coverage limits and liability protection.
How to Enroll:
- Log in to MyRMO and navigate to "Insurance" then "Property Insurance."
- Select "Renters Insurance" and enter your rental address and details.
- Choose your plan tier and customize your coverage limits and deductible.
- Review the quote and purchase your policy.
Renters insurance is affordable and can start as low as a few dollars per month. Schedule an appointment through MyRMO or by calling us if you have questions.