Property Insurance

Articles

• Does Homeowners Insurance Cover Flood Damage?
  Standard homeowners insurance generally does not cover flooding. Flood damage requires separate flood insurance. Here is what to know.
• Does RMO Offer Renters Insurance?
  Yes. RMO Insurance offers renters insurance as part of the MyProperty product family.
• How Do I File a Property Insurance Claim?
  If your home or personal property has been damaged by a covered event, follow these steps to file a claim through MyRMO. Before Filing: Ensure the safety of everyone in your household.
• How Much Homeowners Insurance Do I Need?
  Your dwelling coverage should equal the cost to rebuild your home, not its market price. Here is how to think about each coverage amount.
• What Does Homeowners Insurance Cover?
  Homeowners insurance covers your home, belongings, and liability after covered events. Here is what is typically included and what is excluded.
• What Does Renters Insurance Cover?
  Renters insurance covers your belongings and liability as a tenant. It does not cover the building itself. Here is what it includes.
• What Property Insurance Does RMO Offer?
  RMO Insurance provides property insurance coverage to protect your home, condo, or rental property through four plan tiers.
• What's the Difference Between Actual Cash Value and Replacement Cost?
  Actual cash value pays what an item is worth today, after depreciation; replacement cost pays to buy a new one. The difference affects your claim payout.