RMO Insurance provides property insurance coverage to protect your home, condo, or rental property through four plan tiers.
MyProperty Basic — Covers the structure of your home and personal property against named perils such as fire, windstorm, hail, and theft. Includes basic liability protection.
MyProperty Standard — Expands coverage to include additional perils such as water damage (non-flood), falling objects, and weight of ice and snow. Includes higher liability limits and additional living expenses if your home becomes uninhabitable.
MyProperty Plus — Provides open-peril coverage for the dwelling (covers all risks except specifically excluded ones) and named-peril coverage for personal property. Includes identity theft protection and equipment breakdown coverage.
MyProperty Premium — The most comprehensive option with open-peril coverage for both dwelling and personal property, guaranteed replacement cost, scheduled personal property coverage for high-value items, and the highest liability limits.
Coverage Types:
- Homeowners: For single-family homes you own and occupy
- Renters: Covers your personal belongings and liability in a rented home or apartment
- Condo: Covers the interior of your condo unit and personal property
To get a quote, log in to MyRMO or schedule an appointment through MyRMO or by calling us to speak with an Expert.