Get a 10-day payoff quote on your RMO Auto Finance loan — personal or commercial. Borrowers, dealers, and authorized third parties can verify the account and request the payoff amount, APR, per diem, and collateral details online.
Our online payoff request matches the verification standards used by other major auto lenders.
If you're the primary borrower on the auto loan, request a payoff for any reason — refinance, sale, trade-in, or simply to settle the balance early.
Buying back, taking in trade, or financing the buyout of an RMO-financed vehicle? Request the payoff with the borrower's permission and the verification details on file.
Insurance companies handling a total loss, attorneys, financial planners, and other authorized parties can request a payoff with the borrower's account info and verification.
To protect borrower privacy, we require account-level identifiers AND one second-factor verification item — the same approach used by Capital One, Chase, Wells Fargo, and Ally Auto.
The full RMO Auto Finance account number, exactly as shown on the loan statement or in the borrower's online account.
Last name of the primary borrower (individual loans) or business name (commercial loans — RMO Auto Finance lends to both).
The last 4 digits of the primary borrower's Social Security Number, or the EIN if the loan is in a business name.
The 5-digit billing ZIP code on file with RMO Auto Finance.
The last 6 characters of the vehicle's VIN. Convenient for dealers and insurance carriers who typically have the VIN handy from the title or registration.
Total amount needed to satisfy the loan, including principal, accrued interest, fees, and 10 days of additional per diem.
Daily interest amount that accrues after the good-through date so you can calculate exact payoff for any future date.
Annual percentage rate, remaining term in months, and next scheduled payment date for full transparency.
Vehicle year, make, and model with the VIN masked except for the last 4 characters — enough to confirm the vehicle without exposing the full VIN.
One-click printable payoff statement formatted for the dealer's deal jacket or your records.
Standard mail and overnight/express addresses, with payable-to instructions for clean check processing.
A payoff quote is the exact amount needed to fully satisfy your auto loan as of a specific date. It includes principal, accrued interest, fees, and a per diem amount that accrues each additional day until payment is received and posted.
The borrower, the dealer purchasing or refinancing the vehicle, and authorized third parties (insurance companies handling a total loss, attorneys, etc.) can request a payoff online with the borrower's account number, last name, and either the last 4 of the SSN/EIN or the billing ZIP code on file.
The quote is a 10-day payoff and is good through the date shown on the quote. After that date, additional per diem interest accrues each day until payment is received and posted.
Principal balance + accrued interest + fees + 10 days of additional per diem interest. The quote also displays the loan APR, remaining term, next payment date, and collateral details (vehicle year/make/model and the masked VIN).
Only the last 4 characters of the VIN are shown to protect borrower privacy and prevent fraudulent identity verification. The full VIN is available on the original loan agreement and statements.
Standard mail: RMO Auto Finance, PO BOX 811280, Los Angeles, CA 90081. Overnight/express: RMO Auto Finance, 2450 E Colorado, Suite 100E, Santa Monica, CA. Make checks payable to RMO Auto Finance and include the account number on the check.
Yes. After getting your payoff quote, use RMO QuickPay to pay the full amount by ACH bank transfer or card.
This tool is specifically for RMO Auto Finance loans. For payoffs on other RMO products (mortgages, personal loans, etc.), please contact the corresponding division directly.
