Advanced cash management for your business. RMO treasury products help you optimize liquidity, streamline payments, and manage your company's financial operations more efficiently.
Tools and features to help you manage and grow your money.
Tools to optimize your cash position, forecast flows, and manage liquidity.
Streamlined ACH, wire transfers, and vendor payment processing.
Positive pay, dual authorization, and advanced security for business transactions.
Real-time visibility into your business's cash position from the MyRMO platform.
More than just an account — a membership that works for you.
Automate and optimize processes that waste time and money in manual cash management.
Commercial-grade controls and fraud prevention designed for business transaction volumes.
Treasury specialists who understand your business and can recommend the right solutions.
Yes — wire fraud and payment dispute coverage are core BizGuard inclusions, available starting at the BizGuard I tier. Wire fraud / social engineering coverage: Pays losses when an employee is deceived into wiring funds to a fraudulent account (phishing, business email compromise, vendor impersonation). Coverage limits scale by tier; BizGuard III and IV include expanded limits and faster response. Most policies require basic security controls (e.g., wire-transfer dual approval) to qualify. Payment dispute and chargeback coverage: Covers losses from card-not-present chargebacks beyond your normal reserve. Useful for e-commerce and subscription businesses with elevated dispute…
RMO Bank offers treasury management solutions for businesses that need advanced tools to manage cash flow, optimize liquidity, and control payments. Key Treasury Features: Cash Concentration: Automatically sweep funds from multiple business accounts into a central account to maximize interest earnings and simplify management. Zero-Balance Accounting: Maintain subsidiary accounts that automatically draw from or deposit to a master account, keeping operational accounts at a target balance. Commercial ACH Origination: Initiate batch ACH payments and collections directly through MyRMO for payroll, vendor payments, and receivables. Wire Transfer Management: Send and receive domestic and…
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