RMO

Part of RMO Auto Finance →

Auto Loans

Get behind the wheel with an RMO auto loan. Whether you're buying new, used, or refinancing, we offer competitive rates and flexible terms to fit your budget.

New & Used Competitive Rates Flexible Terms
Limited-Time Offer

Refinancing? Lock in a 1% APR.

Move an auto loan from another lender to RMO Auto Finance and lock in a 1% APR — for a limited time, for qualified borrowers.

View the 1% APR Refinance Offer →
Features

What comes with your loan.

Competitive terms and features designed for RMO members.

New & Used

Financing available for new vehicles, used vehicles, and refinancing your current auto loan.

Competitive Rates

Members enjoy rates designed to save you money over the life of your loan.

Flexible Terms

Choose terms from 24 to 84 months to find the monthly payment that works for you.

Quick Approval

Apply online and get a decision fast — often within the same business day.

Why RMO

Why members borrow with us.

Better rates, better terms, better support.

Save on Interest

Our member rates are designed to be competitive, potentially saving you thousands.

Shop Anywhere

Use your pre-approval at any dealership or for private party purchases.

Manage Online

Make payments, view statements, and manage your auto loan from the MyRMO app.

FAQ

Frequently asked questions

How to Make Your Auto Loan Payment

As a member of RMO Auto Finance, you have several convenient options for making your auto loan payment.

Read the full answer in the Help Center →

Can I Use My Plan if I'm Not in My Own Vehicle?

Yes — RMO Roadside coverage follows you, not your car, so you're covered as a driver or passenger in any eligible vehicle.

Read the full answer in the Help Center →

How Do I Apply for an Auto Loan?

Applying for an RMO Auto Finance auto loan is convenient and can be done online or by appointment.

Read the full answer in the Help Center →

What Are RMO Auto Loan Interest Rates?

RMO Auto Finance offers competitive rates on new and used auto loans, with your final rate based on factors like credit, term, and vehicle.

Read the full answer in the Help Center →

How Do I Reserve a Vehicle with RMO Rent-A-Car?

Reserving a vehicle with RMO Rent-A-Car is convenient and can be done online, through the MyRMO app, or by appointment. Reserving Online or Through MyRMO: Log in to MyRMO and navigate to "Rent-A-Car.

Read the full answer in the Help Center →

What Vehicle Types Are Available for Rental?

RMO Rent-A-Car offers a diverse fleet to suit every travel need, from daily commuting to family vacations to commercial use.

Read the full answer in the Help Center →

Support

How can we help?

Have questions? We've got you covered.

Lending Disclosure. All loans are subject to credit approval, underwriting, and applicable terms. APRs vary based on creditworthiness, loan amount, term, and collateral. Rates and terms shown are accurate as of 2026-05-10 and are subject to change without notice. Information presented is for informational purposes only and does not constitute an offer or commitment to lend.
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