RMO Money
Deposits, retirement, and cash services from across RMO — checking, savings, CDs, money market, 401(k), check cashing, and currency exchange.
Products from RMO Bank, RMO Investments, and RMO Financial.
Current rates on our most popular accounts.
Grouped by the RMO division that provides each product.
RMO Bank deposit accounts protected up to applicable limits.
RMO Bank, RMO Investments, and RMO Financial in one place.
Transparent, up-front pricing across every product.
Open and manage your money online and on mobile.
Our plain-English banking guides explain how to choose an account, how FDIC insurance works, savings vs. CDs, avoiding fees, and more.
RMO personal money brings together deposits — checking, high-yield savings, CDs, money market, and youth accounts (RMO Bank); investing and retirement including 401(k), brokerage, managed portfolios, and wealth planning (RMO Investments); and cash services and planning such as check cashing, currency exchange, and financial planning (RMO Financial).
Yes. RMO Bank deposit accounts — checking, savings, money market, and CDs — are FDIC-insured up to applicable limits ($250,000 per depositor, per insured bank, per ownership category). Retirement and investment products are not deposits and are not FDIC-insured.
Most deposit accounts open online through MyRMO in minutes — provide your legal name, date of birth, SSN, and address, upload a photo ID, and fund the account. Membership can be completed in the same flow.
Most RMO money accounts are available to members, and membership unlocks member-rate APY plus reduced or waived fees. You can open an account and join in a single application through MyRMO.
One application across every RMO money product.
