Part of the RMO family of companies →
Protect what matters most with RMO. Explore our full range of personal security products — insurance coverage, electronics and home protection, financial safeguards, and 24/7 roadside assistance.
Insurance and protection plans for your car, home, health, devices, and finances — pick a line to see plans and comparisons.
Liability, collision, and comprehensive for cars, trucks, and SUVs — with member rates and roadside built in.
View plans →Own a house? Dwelling, belongings, liability, and loss of use — from $79/month.
View plans →Own a condo? Walls-in interior, belongings, liability, and loss assessment — from $19/month.
View plans →Rent? Replacement-cost belongings, liability, and loss of use — from $9/month.
View plans →MyHomeowners, MyCondo, and MyRenters — three property plans, compared side by side.
View plans →Vet exam fees included, up to 100% back, and unlimited payout options — from $15/month.
View plans →No waiting period, 100% preventive care, and annual maximums up to $6,000 — from $12/month.
View plans →$0 exam and lens copays, frame allowances up to $400, glasses and contacts covered — from $8/month.
View plans →Browse RMO’s full personal auto and property line — member rates and bundling.
View plans →Phones, laptops, tablets, and household electronics — $0 deductible, from $4/month.
View plans →Identity theft, fraud monitoring, credit protection, and financial recovery services.
View plans →Appliances, HVAC, plumbing, and electrical systems — covered for unexpected repairs.
View plans →24/7 towing, flat-tire help, jump starts, lockout service, and fuel delivery nationwide.
View plans →Your protection comes from three RMO divisions — each built to beat the names you’d otherwise weigh against.
Auto, property, pet, dental, and vision — compared head-to-head against Geico, State Farm, Progressive, Lemonade, VSP, and Trupanion.
Compare →Electronics, home, and financial protection — vs. AppleCare, Asurion, SquareTrade, American Home Shield, and LifeLock.
Compare →24/7 towing and roadside assistance — vs. AAA, Allstate Roadside, and Good Sam.
Compare →Each U.S. state sets its own minimum personal auto insurance coverage requirements for bodily injury and property damage liability.
The promotion covers state minimum required liability insurance for your vehicle. A $1,000 deductible (or state minimum allowed) applies. The first 3 months are free; after that, standard member rates apply.
If you have been in an accident or your vehicle has been damaged, you can file an auto insurance claim quickly through MyRMO. Steps to File a Claim: Ensure everyone is safe.
Getting an auto insurance quote from RMO is fast and can be done online through MyRMO or by scheduling an appointment with an Expert.
General liability and operations protection are both core business coverages, but they protect against different things.
RMO Insurance offers four tiers of auto insurance to match your coverage needs and budget. MyAuto Basic — Meets state minimum liability requirements.
RMO Insurance offers a $0 down auto insurance program that allows qualifying members to start coverage without a large upfront payment.
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