RMO Insurance — personal products.

RMO Insurance offers personal-line coverage to RMO members. Pick a product family below to see plan tiers, pricing, and how each one fits.

RMO Insurance Member Pricing Multi-Tier Plans

RMO Insurance Products

Personal insurance product families.

Two RMO Insurance product families for personal members. Each links to a dedicated page with all plan tiers, pricing, and FAQs.

Auto Insurance

MyAuto plan tiers for personal vehicles

Liability, collision, comprehensive coverage
Uninsured / underinsured motorist (UM/UIM)
MedPay / Personal Injury Protection (PIP)
Multi-vehicle and multi-policy discounts
Four MyAuto tiers: Basic, Plus, Premier, Elite

View MyAuto plans →

Property Insurance

Renters and homeowners coverage

Renters insurance for tenants
Homeowners insurance for owner-occupied homes
Personal property and contents coverage
Liability coverage for guest injuries
Loss-of-use coverage if your home becomes uninhabitable

View property plans →

Coverage is available to RMO members. Eligibility, coverage limits, premiums, and available endorsements vary by state. RMO Insurance is a separate division from RMO Protection (which offers service contracts like MyTech, MyHome, and MyRoadside).

Compare

See how RMO Insurance stacks up.

Side-by-side comparisons of RMO MyAuto against the major national carriers, and RMO property insurance against direct-to-consumer alternatives.

vs. GEICO → vs. Progressive → vs. State Farm → vs. Allstate → vs. USAA → vs. Lemonade →

Insurance Disclosure. Insurance products are offered through RMO Insurance and are subject to state availability, underwriting, and applicable regulations. Coverage, limits, deductibles, exclusions, available endorsements, and pricing vary by state and individual quote. This page is for informational comparison only and does not constitute an offer of insurance, a binding quote, or a savings guarantee. Premiums are accurate as of 2026-05-10 where shown and are subject to change.