Keep your business running even when the unexpected happens. RMO operations protection covers business interruption, liability, and operational risks that could disrupt your company.
Comprehensive protection designed for your specific needs.
Coverage for lost income when your business is forced to pause due to covered events.
Protection against third-party claims of injury or property damage.
Coverage for errors, omissions, and professional service claims.
Resources and guidance to help prevent operational losses before they happen.
Protection built on the strength of your membership.
Operations protection helps your business survive disruptions that would otherwise shut you down.
Multiple coverage types under one umbrella for simplified risk management.
The cost of protection is minimal compared to the cost of an uninsured disruption.
General liability and operations protection are both core business coverages, but they protect against different things.
Business interruption coverage replaces lost income and pays continuing operating expenses when a covered event temporarily prevents your business from operating normally.
Operations protection — sometimes called business interruption or business continuity coverage — pays a business when day-to-day operations are disrupted by a covered event.
Have questions? We've got you covered.
Plain-English guides on what a plan covers, how it differs from liability, and how claims work.
Read the GuidesFind answers to common questions about operations protection, eligibility, and account management.
Visit Help CenterSchedule a one-on-one appointment with an RMO representative to get personalized guidance.
Schedule AppointmentFind your nearest RMO Retail Center for in-person assistance and enrollment.
Find a LocationMembers can combine multiple business lines under one membership.