Cover phones, laptops, tablets, gaming consoles, and household electronics with RMO MyTech. Four tiers, multi-device coverage, and a $0 deductible on covered claims.
Comprehensive protection for the electronics households actually use.
Smartphones (iPhone, Android), tablets, laptops, gaming consoles, and other eligible electronics under one plan.
Drops, cracked screens, liquid spills, and other accidental damage are covered with no per-claim deductible.
Repair or replacement through a nationwide service network. Same-day repairs available on MyTech III and IV.
Bundled with RMO membership rather than priced as a one-product transaction. Often cheaper than manufacturer warranties.
Comparing options? See our guide to the best electronics insurance plans of 2026 — how MyTech stacks up against AppleCare+, Asurion, SquareTrade, and carrier plans. New to device protection? Start with our electronics protection guides.
Real side-by-side breakdowns on coverage, deductibles, claim limits, and where each one wins.
Apple-only protection vs. multi-brand household coverage at $0 deductible.
Asurion Home+ at $24.99/mo with $99–$249 deductibles vs. MyTech tiers from $4/mo at $0 deductible.
Per-device, fixed-term plans vs. multi-device household coverage under one membership.
Carrier-only, single-line coverage with theft & loss vs. MyTech multi-device without theft/loss.
AT&T line-tied protection with theft & loss vs. RMO ecosystem-wide coverage.
Carrier device-only protection vs. MyTech household-wide multi-device.
Protection built on the strength of your RMO membership.
MyTech II, III, and IV cover multiple devices under a single plan instead of stacking separate per-device warranties.
$0 deductible on covered claims means a single repair often pays for the whole year of MyTech — vs. $99–$249 deductibles on competing plans.
File a claim online or in the MyRMO app — no paper forms. Most claims processed within 1–3 business days.
MyTech covers accidental damage (drops, cracked screens, spills), mechanical failure, and electrical failure on phones, tablets, laptops, gaming consoles, and other eligible electronics. All tiers include $0 deductible on covered claims. MyTech does not currently include theft or loss.
MyTech I is $4/month for single-device coverage. MyTech II is $8/month for multi-device under one plan. MyTech III is $12/month for expanded household devices with priority service. MyTech IV is $18/month for full household coverage with fast-track replacement. All plans require an active RMO membership.
No. RMO MyTech has a $0 deductible on covered claims. Most competing electronics protection plans charge $50–$249 per claim — that’s the biggest cost difference between MyTech and AppleCare+, Asurion, or carrier plans.
No. MyTech does not currently include theft or loss coverage. If theft and loss coverage are essential, options include AppleCare+ with Theft & Loss for iPhone users, carrier protection plans (Verizon Mobile Protect, AT&T Protect Advantage, T-Mobile Protection<360>), or a renters/homeowners policy with personal-property coverage.
File claims online or in the MyRMO app — no paper forms. After approval, you’ll receive repair instructions, a replacement, or a buyout depending on the plan tier and the nature of the claim. Most claims are processed within 1–3 business days; same-day repair is available on MyTech III and IV.
Yes. Unlike AppleCare+ (60 days from purchase) or SquareTrade (30 days), RMO MyTech can be added to existing devices at any time once you’re an RMO member. Some waiting periods may apply for existing pre-conditions; details are in the plan documents.
AppleCare+ only covers Apple products and charges $29 (screen) or $99 (other) per claim. Asurion plans typically charge $99–$249 per claim. RMO MyTech covers any eligible electronic — phones, tablets, laptops, more — under a single membership with $0 deductible. See the head-to-head: vs. AppleCare, vs. Asurion, vs. SquareTrade.
Have questions? We’ve got you covered.
Find answers about coverage, eligibility, claims, and account management.
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