RMO

Part of RMO Protection →

Home Protection

Protect your home and the things inside it. RMO home protection plans cover major systems and appliances, giving you peace of mind against unexpected breakdowns.

Home Coverage Repairs Included Systems & Appliances
Coverage

What's included in your coverage.

Comprehensive protection designed for your specific needs.

Comprehensive Coverage

Plans covering HVAC, plumbing, electrical, water heaters, and major appliances.

Professional Repairs

Vetted service technicians dispatched to your home for covered repairs.

Budget Protection

Avoid surprise repair bills with predictable monthly or annual plan costs.

Easy Claims

Submit service requests online or through the app and get help fast.

Why RMO

Why members trust us.

Protection built on the strength of your membership.

Peace of Mind

Know that your home's critical systems are covered when something breaks down.

Saves Thousands

A single HVAC repair can cost more than a full year of coverage.

No Hassle

We handle finding and dispatching qualified technicians — you just request service.

FAQ

Frequently asked questions

How Do I File a MyHome Claim?

Filing a MyHome service request is designed to be quick — most members can do it from MyRMO without calling in. Step-by-step: Sign in to MyRMO on the web or in the mobile app.

Read the full answer in the Help Center →

How Is Home Protection Different from Homeowners Insurance?

Home protection and homeowners insurance are different products that solve different problems. Most homeowners need both.

Read the full answer in the Help Center →

What Does My MyHome Plan Cover?

RMO MyHome coverage scope depends on the tier you choose. All four tiers cover essential home systems with $0-or-reduced per-service-call deductibles depending on tier.

Read the full answer in the Help Center →

What Home Protection Plans Does RMO Offer?

RMO Protection offers four tiers of home protection plans designed to cover the systems and appliances that keep your home running.

Read the full answer in the Help Center →

What Is Covered Under My Home Protection Plan?

Your RMO home protection plan covers the repair or replacement of covered home systems and appliances that fail due to normal wear and tear. Here is an overview by category.

Read the full answer in the Help Center →

What Is RMO MyHome Protection?

RMO MyHome is a home protection plan — a service contract that covers repair or replacement of your home's essential systems and appliances when they break down due to normal use.

Read the full answer in the Help Center →

Support

How can we help?

Have questions? We've got you covered.

Service Contract Disclosure. Protection plans are service contracts, not insurance. Coverage details, eligibility, exclusions, claim limits, and waiting periods are described in the applicable plan documents. Pricing is accurate as of 2026-05-10 and is subject to change. Plan availability may vary; please review the plan documents in full before enrollment.
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