Finance your business vehicles with competitive rates from RMO. Whether it's a single company car or a growing fleet, we have lending solutions to keep your business moving.
Competitive terms and features designed for RMO members.
Financing for new purchases, used vehicles, and refinancing existing business auto loans.
Competitive rates designed for commercial vehicle financing.
Scalable solutions for businesses financing multiple vehicles.
Choose terms that align with your business budget and vehicle lifecycle.
Better rates, better terms, better support.
Lending structures designed for commercial use, including tax-advantaged options.
Member rates can save your business money over the life of each auto loan.
Fast application and approval process so you can get your vehicles on the road.
As a member of RMO Auto Finance, you have several convenient options for making your auto loan payment. You can choose to utilize the secure and user-friendly Online ACH Bank Account payment method through the "My RMO" portal, access the QuickPay Center online, send a payment via mail to P.O. Box 64431 Phoenix, AZ 85082, or visit an RMO retail center to make your payment in person. Each method offers ease and flexibility to ensure a seamless loan payment process that aligns with your preferences and lifestyle.
1. Online ACH Bank Account Payment - "My RMO" Portal:
Log in to your "My RMO" account on the RMO Auto Finance website.
Select the option to make a payment and choose the ACH…
Yes — RMO Roadside coverage follows you , not just your car.
You’re covered whether you’re the driver or passenger in an eligible vehicle, as long as you’re present when assistance is requested.
Yes. RMO Auto Finance offers auto loan refinancing that may help you lower your monthly payment, reduce your interest rate, or adjust your loan term. Who Is Eligible: Borrowers with existing auto loans from any lender (including RMO) Vehicles that meet age and mileage requirements (typically under 7 model years and under 100,000 miles) Good standing on your current loan with no recent late payments Benefits of Refinancing: Lower Rate: If your credit has improved or market rates have dropped, you may qualify for a lower APR. Lower Payment: Extending your loan term can reduce your monthly payment. Shorter Term: Refinancing into a shorter term can help you pay off the loan faster and…
Applying for an RMO Auto Finance auto loan is convenient and can be done online or by appointment. Online Application Through MyRMO: Log in to MyRMO and navigate to "Auto Finance" then "Apply for an Auto Loan." Enter the vehicle details: new or used, estimated purchase price, and desired loan amount. Provide your personal and financial information including income, employment, and monthly housing costs. Submit the application. Many applicants receive a decision within minutes. At a Dealership: If you are shopping at an RMO-partnered dealership, the dealer can submit your financing application directly through the RMO Dealer Portal for a seamless experience. What You Will Need: …
RMO Auto Finance offers competitive interest rates on auto loans for new and used vehicles. Your actual rate depends on several factors. Current Rate Ranges: New Vehicles: Starting from 4.49% APR for qualified borrowers with excellent credit. Used Vehicles: Starting from 5.49% APR for qualified borrowers with excellent credit. Refinancing: Starting from 4.99% APR depending on the vehicle, loan-to-value ratio, and creditworthiness. Factors That Affect Your Rate: Credit Score: Higher credit scores typically receive lower rates. Loan Term: Shorter terms generally come with lower rates. Loan Amount: Very small or very large loan amounts may have different rate structures. Vehicle Age…
Reserving a vehicle with RMO Rent-A-Car is convenient and can be done online, through the MyRMO app, or by appointment. Reserving Online or Through MyRMO: Log in to MyRMO and navigate to "Rent-A-Car." Enter your pickup location, dates, and times. Browse available vehicles and select the class or specific model you prefer. Add any extras: GPS, child seat, additional driver, roadside protection, or insurance coverage. Review the rental summary including rates, fees, and total estimated cost. Confirm the reservation. You will receive a confirmation number and can manage the reservation in MyRMO. At Pickup: Bring your confirmation number, a valid driver's license, and a credit or debit…
RMO Rent-A-Car offers a diverse fleet to suit every travel need, from daily commuting to family vacations to commercial use. Vehicle Classes: Economy: Fuel-efficient compact cars ideal for city driving and budget-conscious travelers. Midsize: Comfortable sedans with more space for passengers and luggage. Full-Size: Spacious sedans for longer road trips and business travel. SUV: Available in compact, midsize, and full-size options for families, outdoor adventures, and all-weather driving. Minivan: Room for up to 7 passengers, perfect for large families or group travel. Luxury: Premium sedans and SUVs for special occasions and executive travel. Pickup Truck: Light-duty and heavy-duty…
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Find answers to common questions about business auto loans, eligibility, and account management.
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