Lock in a guaranteed rate with an RMO CD. Choose your term length and earn a fixed return on your deposit — a smart choice for money you don't need right away.
Tools and features to help you manage and grow your money.
Your rate is locked in for the full term — no fluctuations, no surprises.
Choose from short-term to long-term CDs to match your savings timeline.
Your CD deposits are FDIC-insured up to applicable limits for complete peace of mind.
CDs typically offer higher rates than standard savings, rewarding your commitment.
More than just an account — a membership that works for you.
Unlike market investments, your CD rate and return are guaranteed for the full term.
Terms from 3 months to 5 years let you ladder your CDs for ongoing access and earnings.
No market risk, no management needed — just deposit, wait, and earn.
RMO Bank offers a range of certificate of deposit (CD) products to help you lock in competitive rates and grow your savings on a predictable schedule.
When your RMO CD reaches its maturity date, you have several options. RMO will notify you through MyRMO and via email approximately 15 days before maturity so you can plan ahead.
A CD ladder is an investment strategy that divides your deposit across multiple CDs with staggered maturity dates.
Have questions? We've got you covered.
Find answers to common questions about certificates of deposit, eligibility, and account management.
Visit Help CenterSchedule a one-on-one appointment with an RMO representative to get personalized guidance.
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