Merchant Services

Accept payments directly on the RMO Payments Network. Processing rates starting at 1%, same-day funding to your RMO account, and a dedicated merchant representative — all included with your business membership.

For Businesses Starting at 1% Same-Day Funding

Features

What comes with your merchant account.

Everything you need to accept and manage payments for your business.

Rates Starting at 1%

Direct processing on the RMO Payments Network means fewer intermediaries and lower fees for your business.

Same-Day Funding

Get your money fast. Funds available as soon as same day when deposited to your RMO Bank account.

Multi-Network Acceptance

Accept RMO network transactions directly, plus Visa, Mastercard, American Express, and Discover.

Hands-On Onboarding

Get your terminals, gateway, and account set up with help through activation, plus support when you need it.

Why RMO

Why members choose us for payment processing.

More than just a processor — a full financial ecosystem for your business.

Direct Network Processing

Process on the RMO Payments Network directly — no third-party routing, fewer fees, faster settlement.

Ecosystem Integration

Your merchant account connects to RMO banking, lending, insurance, and business services — all under one membership.

Built-In Security

Proprietary fraud monitoring, chargeback protection, and full PCI DSS compliance built into every account.

Support

How can we help?

Have questions about merchant services? We've got you covered.

FAQs

Find answers to common questions about merchant accounts, processing rates, and onboarding.

Visit Help Center

Request Information

Our Network

Learn about the RMO Payments Network — the proprietary infrastructure powering every transaction.

Learn About the Network

Disclosure. This page is general educational information only and is not financial, tax, legal, investment, or insurance advice. RMO is a family of separate businesses; any product or service mentioned is offered by the applicable RMO subsidiary and is subject to that product’s terms, conditions, and eligibility requirements. For guidance specific to your situation, consult a qualified professional.