Lock in guaranteed returns on your business reserves with RMO CDs. Choose your term, earn a fixed rate, and plan your cash flow with confidence.
Tools and features to help you manage and grow your money.
Your rate is fixed for the full term — plan your earnings with certainty.
Short and long-term options to match your business cash flow needs.
Business CD deposits FDIC-insured up to applicable limits.
CDs typically offer higher rates than savings, rewarding your term commitment.
Not sure which term fits your business? Read our guide to the best business CDs and money market accounts of 2026 — how to pick a term and how to ladder for steady liquidity.
More than just an account — a membership that works for you.
Know exactly what you'll earn — ideal for budgeting and forecasting.
Use multiple terms to create a ladder that provides regular access and high yields.
Business CD rates designed to maximize returns on your committed cash.
RMO Bank offers a range of certificate of deposit (CD) products to help you lock in competitive rates and grow your savings on a predictable schedule.
When your RMO CD reaches its maturity date, you have several options. RMO will notify you through MyRMO and via email approximately 15 days before maturity so you can plan ahead.
A CD ladder is an investment strategy that divides your deposit across multiple CDs with staggered maturity dates.
Have questions? We've got you covered.
Find answers to common questions about business cds, eligibility, and account management.
Visit Help CenterSchedule a one-on-one appointment with an RMO representative to get personalized guidance.
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