RMO

Part of RMO Insurance →

Business Property Insurance

Protect your business property, equipment, and inventory. RMO commercial property insurance covers your physical assets against fire, theft, natural disasters, and other covered perils.

Commercial Property Asset Protection Competitive Rates
Coverage

What's included in your coverage.

Comprehensive protection designed for your specific needs.

Building Coverage

Protection for your commercial building, whether owned or leased.

Equipment & Inventory

Coverage for business equipment, inventory, furniture, and fixtures.

Peril Coverage

Protection against fire, theft, vandalism, weather events, and other covered perils.

Business Income

Coverage for lost income if your property damage forces a temporary closure.

Why RMO

Why members trust us.

Protection built on the strength of your membership.

Tailored Coverage

Policies designed for your specific property type and business operations.

Asset Protection

Your physical assets represent a major investment — insurance protects that investment.

Bundling Options

Combine property with liability for a Business Owner's Policy (BOP) and save.

FAQ

Frequently asked questions

Does RMO Offer Renters Insurance?

Yes. RMO Insurance offers renters insurance as part of the MyProperty product family.

Read the full answer in the Help Center →

How Do I File a Property Insurance Claim?

If your home or personal property has been damaged by a covered event, follow these steps to file a claim through MyRMO. Before Filing: Ensure the safety of everyone in your household.

Read the full answer in the Help Center →

How Is Home Protection Different from Homeowners Insurance?

Home protection and homeowners insurance are different products that solve different problems. Most homeowners need both.

Read the full answer in the Help Center →

What Property Insurance Does RMO Offer?

RMO Insurance provides property insurance coverage to protect your home, condo, or rental property through four plan tiers.

Read the full answer in the Help Center →

Support

How can we help?

Have questions? We've got you covered.

Insurance Disclosure. Insurance products are offered through RMO Insurance and are subject to state availability, underwriting, and applicable regulations. Coverage, limits, deductibles, exclusions, available endorsements, and pricing vary by state and individual quote. This page is for informational comparison only and does not constitute an offer of insurance, a binding quote, or a savings guarantee. Premiums are accurate as of 2026-05-10 where shown and are subject to change.
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