RMO

Part of RMO Bank →

Business Credit Cards

Empower your team with RMO business credit cards. Earn rewards on business spending, manage employee expenses, and access competitive rates — all tied to your membership.

Employee Cards Rewards Expense Tracking
Features

What comes with your loan.

Competitive terms and features designed for RMO members.

Business Rewards

Earn points or cash back on office supplies, travel, dining, and everyday business expenses.

Employee Cards

Issue cards to employees with individual spending limits and real-time controls.

Expense Management

Track and categorize spending automatically for easier bookkeeping and tax preparation.

Competitive Rates

Low APR options and introductory rate offers for qualifying businesses.

Why RMO

Why members borrow with us.

Better rates, better terms, better support.

Earn as You Spend

Turn everyday business expenses into rewards that benefit your company.

Visibility

Real-time spending dashboards give you full control over business card usage.

Simplified Accounting

Automatic categorization and exportable statements save time at tax season.

FAQ

Frequently asked questions

What Products or Services Does RMO Credit Builder Offer?

RMO Credit Builder helps individuals and businesses build stronger financial health through a range of tailored credit-building products and services.

Read the full answer in the Help Center →

Do My Points or Rewards Expire?

Yes. RMO Membership points and rewards expire after one (1) year from the date they were earned.

Read the full answer in the Help Center →

How Do I Report a Lost or Stolen Card?

If your RMO card is lost or stolen, lock it immediately in MyRMO under Card Management, then contact RMO to report it and request a replacement.

Read the full answer in the Help Center →

What Products Does RMO Credit Builder Offer?

1. Concurrent Credit and Savings Growth Our secure account is structured to address both your credit and savings goals.

Read the full answer in the Help Center →

How Do I Activate My New Credit Card?

Once your new RMO credit card arrives, you will need to activate it before making purchases. There are two easy ways to do this.

Read the full answer in the Help Center →

How Do I Apply for an RMO Credit Card?

Applying for an RMO credit card is quick and can be done entirely online through MyRMO. Online Application Steps: Log in to MyRMO or visit the RMO Financial credit card page.

Read the full answer in the Help Center →

How Do I Dispute a Credit Card Transaction?

If you see a charge on your RMO credit card that you believe is incorrect, unauthorized, or that you did not receive the goods or services for, you can file a dispute through MyRMO.

Read the full answer in the Help Center →

Support

How can we help?

Have questions? We've got you covered.

Credit Card Disclosure. All credit card products are subject to credit approval and acceptance of cardholder terms. APRs, fees, and rewards rates vary by product, applicant credit profile, and applicable agreement. Information presented is for informational purposes only and does not constitute an offer of credit. See the cardholder agreement and rate sheet at application for full terms.
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Members can combine multiple business lines under one membership.

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