RMO Bank is the RMO deposit division — FDIC-insured checking, savings, CDs, and money market accounts, plus treasury and cash-management services, built for individuals and small businesses.
FDIC-insured deposit accounts and cash-management services for individuals, families, and small businesses — with the rates and tools members expect.
Everyday checking accounts with debit cards — FDIC-insured and built for spending, bills, and direct deposit.
FDIC-insured savings accounts and certificates of deposit that help your balance grow at competitive member rates.
Money market accounts that pair flexible access with higher tiered rates — FDIC-insured and ideal for larger balances.
Cash-management and treasury tools for small businesses — balance reporting, payments, and reconciliation in one place.
Checking, savings, CD, and money market deposits are FDIC insured up to the maximum amount allowed by law.
Manage deposits, transfers, and statements from your MyRMO portal alongside the rest of your RMO products.
Competitive rates on savings, CDs, and money market accounts — negotiated for RMO members.
Choose a personal or business deposit account and start banking with FDIC-insured peace of mind.
RMO Bank is the RMO deposit division providing FDIC-insured checking, savings, CDs, and money market accounts, plus treasury and cash-management services for individuals and small businesses.
Yes. Checking, savings, CD, and money market deposits at RMO Bank are FDIC insured up to the maximum amount allowed by law. FDIC insurance protects your deposits if the bank fails.
RMO Bank offers checking accounts with debit cards, savings accounts, certificates of deposit, money market accounts, and treasury and cash-management services for small businesses.
Yes. RMO Bank serves small businesses with deposit accounts and treasury and cash-management services, including tools for managing balances, payments, and reconciliation.
Deposit accounts at RMO Bank are offered as a member benefit. Joining RMO membership gives you access to member rates and account features across RMO Bank and the wider RMO ecosystem.
You can open an account from the personal or business deposit product pages, by calling (888) 764-3448, or by visiting an RMO Retail Center for in-person help.