RMO

RMO Bank.

RMO Bank is the RMO deposit division — FDIC-insured checking, savings, CDs, and money market accounts, plus treasury and cash-management services, built for individuals and small businesses.

FDIC-Insured Personal & Business Treasury Services
What We Offer

Deposit banking, done simply.

FDIC-insured deposit accounts and cash-management services for individuals, families, and small businesses — with the rates and tools members expect.

Checking & Debit

Everyday checking accounts with debit cards — FDIC-insured and built for spending, bills, and direct deposit.

Savings & CDs

FDIC-insured savings accounts and certificates of deposit that help your balance grow at competitive member rates.

Money Market

Money market accounts that pair flexible access with higher tiered rates — FDIC-insured and ideal for larger balances.

Treasury & Cash Management

Cash-management and treasury tools for small businesses — balance reporting, payments, and reconciliation in one place.

Why RMO Bank

Banking that works for members.

FDIC-Insured Deposits

Checking, savings, CD, and money market deposits are FDIC insured up to the maximum amount allowed by law.

One Account

Manage deposits, transfers, and statements from your MyRMO portal alongside the rest of your RMO products.

Member Rates

Competitive rates on savings, CDs, and money market accounts — negotiated for RMO members.

Get Started

Open the account that fits.

Choose a personal or business deposit account and start banking with FDIC-insured peace of mind.

Personal Accounts → Business Accounts → Banking Guides →
FAQ

Frequently asked questions

What is RMO Bank?

RMO Bank is the RMO deposit division providing FDIC-insured checking, savings, CDs, and money market accounts, plus treasury and cash-management services for individuals and small businesses.

Are RMO Bank deposits FDIC insured?

Yes. Checking, savings, CD, and money market deposits at RMO Bank are FDIC insured up to the maximum amount allowed by law. FDIC insurance protects your deposits if the bank fails.

What deposit accounts does RMO Bank offer?

RMO Bank offers checking accounts with debit cards, savings accounts, certificates of deposit, money market accounts, and treasury and cash-management services for small businesses.

Can small businesses bank with RMO Bank?

Yes. RMO Bank serves small businesses with deposit accounts and treasury and cash-management services, including tools for managing balances, payments, and reconciliation.

Do I need an RMO membership to open an account?

Deposit accounts at RMO Bank are offered as a member benefit. Joining RMO membership gives you access to member rates and account features across RMO Bank and the wider RMO ecosystem.

How do I open an RMO Bank account?

You can open an account from the personal or business deposit product pages, by calling (888) 764-3448, or by visiting an RMO Retail Center for in-person help.

Support

How can we help?

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