Give your business the flexibility to make purchases now and pay over time. Split eligible purchases into 4 or 7 installments — weekly, bi-weekly, or monthly.
RMO Buy Now, Pay Later by RMO Payment Services helps businesses manage expenses by splitting eligible purchases into 4 or 7 installments. Payment frequency is based on eligibility and purchase requirements.
When making a business purchase with a participating merchant or through RMO, choose Buy Now, Pay Later at checkout.
RMO reviews your business account standing in seconds. If approved, you’ll see available plans with payment amounts and schedules.
Your first payment is collected at purchase. Remaining installments are automatically charged weekly, bi-weekly, or monthly until the balance is paid.
Available installment plans depend on your business eligibility and the purchase amount.
Split business purchases into 4 equal installments. Ideal for supplies, subscriptions, and recurring operational costs.
Spread larger business expenses across 7 installments to preserve working capital. Available for qualifying purchase amounts.
Stock up on inventory or order supplies without tying up your entire budget at once. Pay as you sell.
Acquire the tools and services your business needs today. Spread the cost across manageable installments aligned with your revenue cycle.
Get a decision in seconds with no lengthy paperwork. Focus on running your business, not waiting for approvals.
Keep working capital available for operations while spreading purchase costs over time. No large upfront outlays required.
Your business is protected by RMO’s fraud protection policies. Unauthorized charges are covered.
Standard plans carry no interest and no surprise charges. Pay off early with zero penalties.
View all active installment plans, track upcoming payments, and manage schedules from your MyRMO business dashboard.
Not a third-party BNPL provider. This is a native service from RMO Payment Services, built for the businesses we serve.
Buy Now, Pay Later for business is available to eligible RMO business members. Sign in to MyRMO or contact member services to learn more.
Any RMO business member in good standing may be eligible. Approval is determined at checkout based on account history, membership standing, and purchase amount.
RMO does not perform a hard credit inquiry for Buy Now, Pay Later approvals. Standard plans do not report to business credit bureaus. Missed payments may affect your RMO account standing.
Standard plans carry no interest and no fees. Late or missed payments may incur charges per your plan terms. Review the payment agreement at checkout for details.
Yes. Pay off your remaining balance at any time through MyRMO with no early payoff penalties.
Limits vary based on your business membership tier and account history. Available limits are displayed at checkout when you select Buy Now, Pay Later.
Buy Now, Pay Later is tied to the business membership account. Authorized users on the account may be eligible depending on your account settings and permissions.
