RMO

Data Collection Notice | RMO

This notice provides transparency about the data RMO collects when you visit our websites, use our apps, or interact with our services.

Last Updated: April 1, 2026

What We Collect & Why

RMO is committed to transparency about data collection practices. This notice supplements our Privacy Notice and provides specific details about data collection across RMO digital platforms.

Information You Provide

When you apply for membership, products, or services, we collect information you provide directly — such as name, address, date of birth, Social Security number, income, employment, email, and phone number. We also collect information you submit through forms, secure messages, and customer service interactions.

Automatic Collection

When you visit RMO websites or use our apps, we automatically collect device information (browser type, operating system, device model), IP address, referring URLs, pages visited, time spent on pages, click patterns, and other usage data through cookies, pixels, and similar technologies.

Transaction Data

We collect data about your transactions including purchase amounts, dates, merchant information, payment methods, and account balances. This data is necessary to service your accounts, detect fraud, and comply with regulatory obligations.

Third-Party Sources

We may receive information about you from credit bureaus, identity verification services, public records, marketing partners, and other third parties. This information is used to verify your identity, assess creditworthiness, prevent fraud, and improve our products and services.

Cookies & Tracking Technologies

RMO uses the following types of cookies and tracking technologies:

  • Essential Cookies — Required for site functionality and secure login
  • Analytics Cookies — Help us understand how visitors use our sites (Google Analytics, Microsoft Clarity)
  • Functional Cookies — Remember your preferences and settings
  • Advertising Cookies — Used to deliver relevant advertisements and measure campaign effectiveness

You can manage cookie preferences through your browser settings. Disabling certain cookies may affect site functionality.

How We Use Collected Data

Data collected is used for the following purposes:

  • Processing applications and servicing accounts
  • Fraud prevention and security monitoring
  • Regulatory compliance and legal obligations
  • Improving products, services, and digital experiences
  • Personalizing content and communications
  • Analytics and performance measurement
  • Marketing and advertising (subject to your preferences)

Data Collection Questions?

For questions about our data collection practices or to exercise your privacy rights, contact our team.

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