This policy describes how RMO Corporation, DBA RMO, and its subsidiaries collect, use, share, and protect your personal information in Canada under PIPEDA and applicable provincial laws.
This Canada Privacy Policy applies to all personal information collected from individuals located in Canada. It is governed by PIPEDA and applicable provincial privacy legislation.
We collect personal information you provide directly, including name, address, date of birth, Social Insurance Number (where legally required), income, employment details, email, and phone number. We also collect information automatically through cookies and similar technologies. We may receive information from third-party sources such as credit bureaus and identity verification services.
We collect, use, and disclose your personal information with your knowledge and consent, except where permitted or required by law. You may withdraw your consent at any time, subject to legal or contractual restrictions, by contacting us at (888) 764-3448.
We use your personal information to process applications and manage accounts, deliver products and services, verify identity and prevent fraud, comply with legal and regulatory obligations, and improve our products and digital experiences. We limit our collection to information that is necessary for the identified purposes.
We may share your information with RMO affiliates, service providers, regulatory agencies, and credit bureaus. We do not sell, lease, or share your personal information with non-business third parties for marketing purposes without your explicit consent.
You have the right to request access to the personal information we hold about you, subject to limited exceptions. We will respond within 30 days.
You may request correction of inaccurate or incomplete personal information. We will notify any third parties who received the incorrect information where appropriate.
You may withdraw your consent at any time, subject to legal or contractual restrictions. We will inform you of the implications of withdrawing consent.
You may file a complaint with our Privacy Officer or escalate to the Office of the Privacy Commissioner of Canada or the relevant provincial privacy authority.
For privacy inquiries, access requests, or complaints, contact our Privacy Officer at (888) 764-3448.
