This policy describes how RMO Corporation, DBA RMO, and its subsidiaries collect, use, share, and protect your personal information in the United States.
This U.S. Privacy Policy applies to all personal information collected from individuals located in the United States through RMO products, services, websites, mobile applications, and in-person interactions.
We collect personal information you provide directly, such as name, address, Social Security number, date of birth, income, employment, email, and phone number. We also collect information automatically through cookies and similar technologies, including IP address, device information, browsing activity, and geolocation data. We may receive information from third-party sources including credit bureaus, identity verification services, and public records.
We use your information to process applications and manage accounts, deliver products and services, verify identity and prevent fraud, comply with legal and regulatory obligations, communicate about your accounts and relevant offers, improve our products and digital experiences, and conduct internal analytics and research.
We may share your information with RMO affiliates and subsidiaries to service your accounts, with service providers who perform functions on our behalf, with regulatory agencies and law enforcement as required by law, and with credit bureaus for credit reporting purposes. We do not sell your personal information to third parties for monetary consideration.
As a provider of financial products, RMO complies with the Gramm-Leach-Bliley Act. We provide initial and annual privacy notices to customers, maintain safeguards to protect your nonpublic personal information, and limit sharing of your financial information as required by law. You have the right to opt out of certain information sharing among RMO affiliates.
You have the right to request information about the categories and specific pieces of personal information we have collected, the sources, purposes, and third parties with whom we share it.
You may request deletion of your personal information, subject to certain exceptions. We may retain information necessary to complete transactions, comply with legal obligations, detect fraud, or exercise legal rights.
You may request correction of inaccurate personal information. We will use commercially reasonable efforts to correct verified inaccuracies within a reasonable timeframe.
You may opt out of the sale or sharing of your personal information under the CCPA. Visit our DNSMI page to submit a request.
California residents have additional rights under the CCPA as amended by the CPRA, including the right to know, delete, correct, and opt out of the sale or sharing of personal information, as well as the right to limit the use of sensitive personal information. We will not discriminate against you for exercising your rights.
Several U.S. states have enacted comprehensive privacy laws, including Virginia (VCDPA), Colorado (CPA), Connecticut (CTDPA), Utah (UCPA), and others. RMO honors these rights as required by applicable law. Contact us at (888) 764-3448 to exercise your state-specific rights.
For questions, concerns, or to exercise your privacy rights, contact our privacy team at (888) 764-3448.
