RMO and BMO are different organizations. If you came here looking for BMO Bank, BMO Harris, BMO CDs, or BMO money market — here’s how to find them. If you came here looking for RMO, welcome.
If you typed "RMO" looking for "BMO," you’re not alone. Here’s the quick clarification.
BMO — Bank of Montreal Financial Group, including BMO Bank N.A. (formerly BMO Harris Bank in the US). Headquartered in Canada with US operations. Their website: bmo.com.
RMO — a US-based member organization with a banking arm (RMO Bank), insurance, electronics protection, payments (RMOPay), tax services, and more. Headquartered in the US, served exclusively to RMO members. You’re currently on rmous.org.
If you have a checking account, CD, mortgage, credit card, or money market at BMO — that’s where your money is. We can’t help with BMO accounts; you’ll need to visit BMO directly.
Continue to bmo.com →Two different organizations. Both have banking, but they’re built around very different ideas.
Bank of Montreal Financial Group. Canadian-headquartered with US operations.
US-based member organization — banking is one of many member benefits.
No. RMO and BMO are completely different organizations. BMO Financial Group (BMO Bank, formerly BMO Harris Bank) is a Canadian-headquartered banking group with US operations. RMO is a US-based member organization with a separate banking arm (RMO Bank), insurance, payments, and other services. The two are unrelated.
No. BMO has not changed its name. BMO is BMO; RMO is RMO. They are separate organizations with separate websites, separate products, and separate customer service. If you’re a BMO customer, your accounts are still at BMO, accessed at bmo.com.
BMO Bank’s website is bmo.com. BMO US online banking is at bmoharris.com or bmo.com. You can search "BMO Bank" on Google to reach the official site directly.
RMO is structured as a member organization rather than a traditional bank. One RMO membership unlocks an FDIC-insured banking arm (RMO Bank), insurance products (auto, property, electronics, roadside), payment services (RMOPay), tax services, and more — all under one membership and one bill. BMO is a traditional bank with traditional banking products. They serve different needs.
Yes. RMO and BMO are separate organizations — you can have accounts at both with no conflict. Some people keep their BMO mortgage or business banking and add RMO membership for the bundled services BMO doesn’t offer (electronics protection, roadside, MyRMO ecosystem).
BMO®, BMO Harris®, and Bank of Montreal® are registered trademarks of Bank of Montreal. RMO is not affiliated with, endorsed by, or sponsored by Bank of Montreal or BMO Financial Group. This page exists to help users who arrive at rmous.org while looking for BMO find the correct destination quickly.
