Quoted Progressive and looking at alternatives? Here’s how RMO MyAuto stacks up against Progressive’s Name Your Price and Snapshot programs — with realistic notes on the quote process.
How RMO and Progressive compare on coverage approach, channels, and member benefits.
| Feature | RMO MyAuto | Progressive |
|---|---|---|
| Plan Tiers | MyAuto Basic, Plus, Premier, Elite | Custom builds; Name Your Price tool helps frame budget |
| State-Required Liability | Yes — included in all tiers | Yes |
| Comprehensive & Collision | Optional in Plus; included from Premier | Optional add-on |
| Channel | Direct through RMO membership | Direct, plus independent-agent network |
| Quoting Tools | Online quote through member portal | Name Your Price™ tool helps shape coverage to a budget target |
| Telematics Discount | Discount opportunities at MyAuto Plus and up — varies by state | Snapshot® — one of the longest-running telematics programs |
| Multi-Policy Bundle | RMO bundles MyAuto with MyProperty, electronics, roadside, banking, more | Progressive bundles auto with home/renters/RV through Progressive or partners |
| Specialty Vehicle Coverage | Personal vehicles — check current eligibility | Strong for RV, motorcycle, boat, classic car coverage |
| Mobile App / Digital Tools | Member portal & app for policy & claims | Progressive app |
| Independent-Agent Channel | Not applicable | Yes — Progressive sells through independent agents in many markets |
| State Availability | Varies — check current availability | All 50 US states + DC |
| Membership Required | Yes — RMO membership | No membership needed |
Coverage details summarized for comparison. Specific covered perils, limits, exclusions, deductibles, available endorsements, and pricing vary by state and individual quote.
Coverage limits and bundled options scale up across MyAuto tiers. Membership level required is shown for each plan.
Requires MyMembership I
Requires MyMembership I
Requires MyMembership II
Requires MyMembership III
Prices reflect current monthly rate cards and do not include the cost of RMO membership. Final premium depends on your state, vehicle, driving record, coverage limits, deductible, and other factors.
Both providers cover real ground. Here’s where each tends to win.
Join RMO to access MyAuto plus dozens of other member benefits.
Pick a MyAuto tier and request a quote based on your vehicles, drivers, coverage limits, and deductible.
Once your MyAuto policy is bound with an effective date, cancel Progressive for that date through their app, web, or phone. They typically issue a prorated refund.
Auto insurance pricing is highly individualized. Factors include your state, driving record, vehicle, mileage, age, credit (where allowed), and coverage selections. Quote both providers with the same coverage parameters to see actual numbers for your situation.
Progressive Snapshot is one of the longest-running telematics programs in US auto insurance. RMO MyAuto Plus and higher mention discount opportunities, which may include telematics depending on your state. Confirm specifics during the quote process.
Progressive Name Your Price lets you input a target price and shows coverage configurations within that budget. RMO MyAuto uses a tier-based approach instead — Basic, Plus, Premier, and Elite each represent a coverage scope. Both approaches end with a real quote based on your situation.
Progressive is well-known for specialty vehicle coverage. RMO MyAuto is structured for personal vehicles — if you have an RV, motorcycle, boat, or classic car, confirm eligibility during the quote process before switching.
Auto insurance availability and pricing vary by state. Get a quote through RMO membership to see what’s available where you live. Progressive operates in all 50 US states.
Get a MyAuto quote, bind the new policy with an effective date, then cancel Progressive on or after that date through their app, website, or by phone. We recommend overlapping coverage by one day so you’re never uninsured. Progressive typically issues a prorated refund.
Join RMO and access MyAuto along with the rest of your member benefits.
