Got a 2-10 plan included with a home purchase — or shopping resale home warranties? Here’s how RMO MyHome compares on price, coverage, and flexibility.
2-10 sells both resale Service Agreements (existing homes) and builder structural warranties (new construction). Numbers shown reflect 2-10’s typical resale plan for an existing home.
2-10 Home Buyers Warranty resale plans typically range $40–$60/month with a service fee around $75–$100 per visit. Pricing referenced from publicly available 2-10 HBW rate cards as of 2026 and varies by home, state, and coverage tier.
Coverage details, eligibility, and how each plan handles claims and service calls.
| Feature | RMO Home Protection | 2-10 Home Buyers Warranty |
|---|---|---|
| Primary Use Case | Direct-to-member home systems & appliance protection | Often included in real-estate transactions; new-construction builder warranties |
| Pricing Model | Monthly subscription | Annual contract; sometimes seller-paid in real-estate deals |
| Plan Tiers | MyHome I–IV | Simply Kept, Complete Home, Pinnacle Home (resale) |
| Starting Price | $19/mo (MyHome I) | ~$40–$50/mo (Simply Kept) |
| Top-Tier Price | $49/mo (MyHome IV) | ~$60+/mo (Pinnacle Home) |
| Service Call Fee | Deductible per claim, decreases with tier; disappearing deductible at MyHome IV | Typically $75 or $100 per visit |
| Major Systems Coverage | Yes (HVAC, plumbing, electrical) from MyHome I | Yes (Simply Kept and up) |
| Major Appliances Coverage | Yes from MyHome III | Yes (Complete Home and Pinnacle) |
| New-Construction Structural Warranty | Not offered | Yes — 2-10 is best known for builder structural warranties (separate product) |
| Real-Estate Bundle | Not part of typical real-estate transactions | Yes — commonly included by sellers/buyers’ agents |
| Service Network | Vetted local contractors | Network of pre-screened service providers |
| Member Pricing on Other Products | Yes — banking, insurance, electronics protection, more | Not applicable |
| Plan Term | Monthly — cancel anytime | 1-year contract typical |
| Membership Required | Yes — RMO membership | No membership needed |
Coverage details summarized for comparison. Specific covered systems, appliances, limits, exclusions, and waiting periods are described in each plan’s contract.
Deductibles per claim decrease as you move up tiers, with MyHome IV featuring a Disappearing Deductible.
Requires MyMembership I
Requires MyMembership I
Requires MyMembership II
Requires MyMembership III
Prices reflect current monthly rates and do not include the cost of RMO membership. Plan availability and features subject to change.
2-10 is most useful around real-estate transactions and new construction. RMO MyHome is built for ongoing membership.
Join RMO to unlock MyHome plus dozens of other member benefits.
Choose the tier that matches your home and the systems / appliances you want covered.
Existing 2-10 contracts run their term and naturally expire. Or contact 2-10 to cancel and request any prorated refund.
2-10 Home Buyers Warranty is a home warranty company that’s particularly active in real estate transactions and new construction. They offer resale home warranties for existing homes and a structural warranty program for builders. The company name comes from their original 10-year structural warranty.
MyHome focuses on systems and appliance breakdown coverage, similar to 2-10’s resale Service Agreement. 2-10’s structural warranty for new construction is a different product that builders include with new homes — RMO does not currently offer a builder structural warranty.
Yes. MyHome is sold directly to RMO members and doesn’t require involvement from a realtor or builder. 2-10’s resale plans are commonly attached to home purchases through real estate transactions, though they also sell direct.
MyHome I starts at $19/month, lower than 2-10’s typical resale plan starting around $40–$50/month. MyHome IV at $49/month is also generally lower than 2-10’s higher-coverage plans.
Most home protection plans, including 2-10, have a 30-day waiting period for new contracts to prevent claims for known pre-existing problems. Review the MyHome plan documents for RMO’s waiting period and any pre-existing condition exclusions.
2-10 plans are commonly included in real estate listings because they transfer to the new owner. If you’re selling, ask your agent about the typical local norm. RMO MyHome is intended for the homeowner directly and does not transfer to a new buyer at sale.
Join RMO and get home systems and appliance protection starting at $19/mo — no realtor, no closing, no annual contract.
