RMO

RMO Auto Finance.

RMO Auto Finance is the RMO division for auto, RV, and powersport lending — retail loans for buyers and floor plan financing for dealers, with member rates and loan servicing handled in-house.

Auto, RV & Powersport Retail & Dealer In-House Servicing
What We Finance

Financing that gets you on the road.

Vehicle lending for retail buyers and dealers — from a single auto loan to floor plan financing for an entire lot.

Auto Loans

Retail financing for cars, trucks, and SUVs — new or used, with member rates and terms built around your budget.

RV & Powersport Financing

Loans for RVs, motorcycles, boats, ATVs, and other powersport vehicles — for the way you spend time off the clock.

Dealer Floor Plans

Floor plan financing that helps franchise and independent dealers stock inventory and keep their lots full.

Loan Servicing & Payoff

Your loan is serviced in-house — manage payments, statements, and payoff quotes directly through RMO Auto Finance.

Why RMO Auto Finance

Vehicle lending that works for members.

Member Rates

Rates negotiated for members — on auto, RV, and powersport loans across the RMO Auto Finance lineup.

One Account

Manage your loan, payments, and payoff from your MyRMO portal alongside the rest of your RMO products.

In-House Servicing

Loans are serviced by RMO Auto Finance from approval to payoff — one team for the life of your loan, not a faceless transfer.

Get Started

Find financing that fits.

Whether you are a retail buyer or a dealer stocking inventory, RMO Auto Finance has a lending path for you.

Auto Loans → Dealer Floor Plans →
FAQ

Frequently asked questions

What is RMO Auto Finance?

RMO Auto Finance is the RMO division that provides auto, RV, and powersport financing for retail buyers and floor plan financing for dealers, with in-house loan servicing and payoff.

What can I finance through RMO Auto Finance?

RMO Auto Finance covers loans for cars, trucks, and SUVs, as well as RV and powersport financing for motorcycles, boats, ATVs, and similar vehicles. Retail buyers and dealers both work with the same division.

Do you offer dealer floor plan financing?

Yes. RMO Auto Finance provides floor plan financing that helps franchise and independent dealers stock inventory. Dealers can learn more and apply on the RMO Auto Finance dealer page.

How do I get an auto loan payoff quote?

You can request a payoff quote for an existing RMO Auto Finance loan from the payoff page, or by calling (888) 764-3448 to speak with the servicing team.

Do I need an RMO membership to get financing?

Financing through RMO Auto Finance is offered as a member benefit. Joining RMO membership gives you access to member rates across RMO Auto Finance and the rest of the RMO ecosystem.

How do I apply for a loan?

Retail buyers can start an application from the personal auto loan product pages. Dealers can apply through the dealer page. You can also call (888) 764-3448 or visit an RMO Retail Center for in-person help.

Support

How can we help?

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