RMO

RMO Health Services.

Member health plans, supplemental coverage, and wellness programs designed for members at every life stage.

Health Plans Supplemental Coverage Wellness
What We Offer

Coverage that fits real life.

From primary health plans to dental, vision, and supplemental coverage — plus wellness programs that members actually use.

Member Health Plans

Primary health coverage available in select states with member-only rates and integrated billing through your RMO account.

Dental & Vision

Standalone dental and vision plans — or add-ons to your existing coverage. No-deductible options available.

Supplemental Coverage

Critical illness, accident, hospital indemnity, and short-term disability — gap coverage that complements your primary plan.

Wellness Programs

Preventive care credits, fitness reimbursements, and digital coaching for sleep, mental health, and chronic conditions.

Why RMO Health

Health, integrated.

Member Pricing

Negotiated rates passed to members instead of margin to shareholders.

One Account

Manage premiums, claims, and HSA contributions from your MyRMO portal alongside everything else.

Real Support

Member specialists who actually know your situation, not generic call centers.

Get Started

Get a quote in your state.

Health plans are state-licensed and not available in every state. Talk to a specialist to see what’s available where you live.

Contact Member Services → Become a Member →
FAQ

Frequently asked questions

What is RMO Health Services?

RMO Health Services offers member health plans, supplemental coverage, and wellness programs designed for members at every life stage.

What types of coverage does RMO Health Services offer?

RMO Health Services offers member health plans, standalone or add-on dental & vision plans, supplemental coverage such as critical illness, accident, hospital indemnity, and short-term disability, plus wellness programs.

Are RMO Health Services plans available in my state?

Health plans are state-licensed and not available in every state. Talk to a member specialist to see what’s available where you live.

What does supplemental coverage include?

Supplemental coverage includes critical illness, accident, hospital indemnity, and short-term disability — gap coverage that complements your primary plan.

What wellness programs are available?

Wellness programs include preventive care credits, fitness reimbursements, and digital coaching for sleep, mental health, and chronic conditions.

How do I get a quote or enroll?

Contact a member specialist to get a quote in your state, or call RMO Member Services at (888) 764-3448. You can also manage premiums, claims, and HSA contributions from your MyRMO portal.

Support

How can we help?

Disclosure. This page is general educational information only and is not financial, tax, legal, investment, or insurance advice. RMO is a family of separate businesses; any product or service mentioned is offered by the applicable RMO subsidiary and is subject to that product’s terms, conditions, and eligibility requirements. For guidance specific to your situation, consult a qualified professional.
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