Specialty Insurance

Specialty Insurance is designed to help cover gaps between primary policies through excess and umbrella options; actual coverage depends on your policy documents.

Defense cost coverage is generally included with eligible policies to help with the expense of defending covered claims, subject to your policy documents.

Umbrella options are available and generally provide excess liability up to $5M to extend protection beyond your primary policy limits, subject to your policy documents.

A cyber liability add-on is generally available as an option to help address data and technology-related exposures; coverage specifics depend on your policy documents.

A pay-as-you-go premium option is generally available, designed to align premium payments with your actual exposure over time; terms vary by policy.

Specialty Insurance generally offers general liability, professional liability, workers compensation, and umbrella options designed to address coverage gaps; refer to your policy documents for specifics.