The federal privacy notice describing what RMO does with your personal information, and the sharing you can limit.
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons RMO chooses to share, and whether you can limit this sharing.
| Reasons we can share your personal information | Does RMO share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes — information about your creditworthiness | No | We don’t share |
| For our affiliates to market to you | Yes | Yes |
| For nonaffiliates to market to you | No | We don’t share |
Call (888) 764-3448, or contact us at rmous.org/company/contact-us.
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Call (888) 764-3448 or go to rmous.org/legal.
This notice is provided by RMO Corporation and its financial subsidiaries (together, “RMO”), including RMO’s banking, lending, insurance, protection, investment, and payments divisions.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We limit access to personal information to those who need it to provide products or services to you.
We collect your personal information, for example, when you open an account or apply for a loan; provide account information or give us your contact information; use your credit or debit card or make deposits or withdrawals from your account; or apply for insurance or seek financial or tax services. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only: sharing for affiliates’ everyday business purposes — information about your creditworthiness; affiliates from using your information to market to you; and sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. See “Other important information” below.
Affiliates — Companies related by common ownership or control. They can be financial and nonfinancial companies. RMO’s affiliates include the companies within the RMO family of subsidiaries.
Nonaffiliates — Companies not related by common ownership or control. They can be financial and nonfinancial companies. RMO does not share with nonaffiliates so they can market to you.
Joint marketing — A formal agreement between nonaffiliated financial companies that together market financial products or services to you. RMO does not engage in joint marketing.
State laws. For residents of California, Vermont, and certain other states, additional restrictions may apply to information sharing, and RMO will limit sharing among its affiliates and with nonaffiliates as required by your state’s law. For more about your state privacy rights — including the choices available to California residents — see the Privacy Notice, the U.S. Privacy Policy, and Do Not Sell My Information.
