RMO

Home Services Contractor Solutions

Protection, payment processing, and financing for HVAC, plumbing, and electrical contractors — built around the field device fleets and service vehicles your crews depend on.

Overview

Your crews run on tablets, phones, and trucks

Home services contractors put a tablet or phone in every technician’s hand and a vehicle on every route. Devices get dropped on job sites, trucks rack up miles, and a tech who can’t pull up a work order or take a payment is a job slowed down. RMO protects the field fleet, the vehicles, and the payment flow so every crew stays productive.

Solutions

Services for home services contractors

Coverage and financial tools designed for HVAC, plumbing, electrical, and field service operations.

Electronics Protection

Field tablets, technician phones, and dispatch devices take daily abuse on job sites — drops, dust, weather. RMO Protection covers the whole fleet against accidental damage, failure, and theft, with rough field use and crew turnover built into the plan.

Commercial Auto Insurance

Fleet coverage for service vans and trucks — liability, collision, comprehensive, and tools-in-transit — with fleet discounts that scale as you add vehicles.

Operations Protection

General liability and business interruption coverage built for contractors — protection against job-site claims, property damage, and the events that can halt a crew’s work.

Property Insurance

Coverage for your shop, warehouse, inventory, and the tools and equipment your business depends on when they are not out on a job.

Merchant Services

Take payment on-site the moment a job is done — mobile card acceptance, invoicing, and same-day funding on the RMO Payments Network, so crews collect before they leave the driveway.

Equipment Financing

Finance new service vehicles, tools, and equipment with flexible terms — grow the fleet and the crew without large upfront outlays.

Benefits

The RMO advantage for home services

Field-Ready Devices

Electronics protection that expects job-site wear and crew turnover, so a dropped tablet is a quick swap, not a stalled job.

Fleet on the Road

Commercial auto coverage that scales with your vehicle count and keeps trucks earning.

Get Paid on Site

Mobile payment tools that let technicians close out and collect before they leave the customer.

Single Relationship

Device, vehicle, liability, and payment services under one RMO relationship instead of separate providers.

Get Started

Equip your crews with RMO

From a two-truck shop to a regional contractor, our team builds a customized protection, fleet, and payment package that scales with your crews.

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