Shopping Allstate? Here’s an honest, side-by-side look at how RMO MyCondo compares — on price, coverage, and where each one wins.
Allstate figures referenced from public 2026 pages and vary by plan, state, and applicant. MyCondo pricing requires an active RMO membership. Prices shown are starting rates; your final quote is provided upon completing an application.
| Feature | RMO MyCondo | Allstate |
|---|---|---|
| Starting premium | from $19/mo (varies by unit) | Agent quote |
| Walls-in coverage | $25K–$150K | Quoted by unit |
| Loss assessment | Included ($10K–$50K) | Add-on / endorsement |
| Valuation | Replacement cost (all tiers) | Optional |
| Liability | $100K–$500K | $100K–$300K |
| Scheduled valuables | Included (Premier/Elite) | Floater |
| Service | RMO membership | Independent agent |
MyCondo is member-priced and bundled with your RMO membership, with loss assessment and replacement cost built in. Allstate condo is quoted through agents, often with assessment as an endorsement.
Yes on every MyCondo tier; Allstate commonly offers it as an option.
$25,000 to $150,000 across the four tiers.
Yes — living expenses if your unit is unlivable during a covered repair, on every tier.
