Shopping Lemonade? Here’s an honest, side-by-side look at how RMO MyCondo compares — on price, coverage, and where each one wins.
Lemonade figures referenced from public 2026 pages and vary by plan, state, and applicant. MyCondo pricing requires an active RMO membership. Prices shown are starting rates; your final quote is provided upon completing an application.
| Feature | RMO MyCondo | Lemonade |
|---|---|---|
| Starting premium | from $19/mo (varies by unit) | ~$25+/mo |
| Walls-in coverage | $25K–$150K | Quoted by unit |
| Loss assessment | Included ($10K–$50K) | Lower default / add-on |
| Valuation | Replacement cost (all tiers) | Add-on / option |
| Liability | $100K–$500K | $100K typical |
| Scheduled valuables | Included (Premier/Elite) | Paid add-on |
| Service | RMO membership | App-first |
MyCondo includes loss assessment up to $50,000 on higher tiers. Lemonade typically defaults to a lower limit or sells more as an add-on.
Yes on every MyCondo tier; on Lemonade it is commonly an option.
From $19/month, with final premium based on your unit’s value and location.
$25,000 to $150,000 across the four tiers.
