Shopping Delta Dental? Here’s an honest, side-by-side look at how RMO MyDental compares — on price, coverage, and where each one wins.
Delta Dental figures referenced from public 2026 pages and vary by plan, state, and applicant. MyDental pricing requires an active RMO membership. Prices shown are starting rates; your final quote is provided upon completing an application.
| Feature | RMO MyDental | Delta Dental |
|---|---|---|
| Starting premium | $12/mo | $25–$60/mo |
| Deductible | $0 | $50–$100 |
| Waiting period | None | Preventive day one; basic/major vary |
| Annual maximum | $1,500–$6,000 | $1,000–$3,000 |
| Preventive | 100% | 100% |
| Orthodontia | Up to $2,000 (III/IV) | Plan-dependent |
| Network | Independent + retail | Largest dental network |
MyDental offers higher annual maximums (to $6,000), a $0 deductible, no waiting period, and orthodontia/implants. Delta's advantage is the largest dentist network, so confirm your dentist's networks.
MyDental is accepted at participating independent and retail dental providers. Delta has the single largest network, so if you're loyal to one dentist, check which plans they accept.
MyDental — up to $6,000 on MyDental IV, versus Delta's typical $1,000–$3,000.
No — none on any tier.
