Home protection plans vary in what they cover and what they cost. Here is how to compare them and choose one that genuinely fits your home and budget.
Home protection plans are not all the same. They differ in what they cover, the service-call deductible, and the monthly price.
The right plan is the one that fits your home’s actual systems and appliances, the level of out-of-pocket cost you are comfortable with, and your budget.
When you compare plans, look closely at:
A few things help point you to the right tier:
RMO MyHome offers tiers from $19/month, with higher tiers adding appliance coverage, a lower deductible, and priority service. Match the tier to your home and how you want costs to fall.
Compare plans on coverage scope, the per-service-call deductible, monthly cost, and service standards, then match a tier to your home's age, the appliances you have, and your budget.
At minimum, essential home systems; broader plans add major appliances. The right scope depends on your home and which items you most want protected — check the plan documents for specifics.
It is the amount you pay each time a technician is dispatched for a covered issue. A lower deductible raises the monthly price but reduces what you pay at the time of a claim.
Yes. Older homes generally have older systems and appliances and more frequent breakdowns, which can make broader coverage more worthwhile.
Make a confident choice with these guides:
