Shopping Healthy Paws? Here’s an honest, side-by-side look at how RMO MyPet compares — on price, coverage, and where each one wins.
Healthy Paws figures referenced from public 2026 pages and vary by plan, state, and applicant. MyPet pricing requires an active RMO membership. Prices shown are starting rates; your final quote is provided upon completing an application.
| Feature | RMO MyPet | Healthy Paws |
|---|---|---|
| Starting premium | from $15/mo | ~$25–$60/mo |
| Reimbursement | 80–100% | Up to 90% |
| Vet exam fees | Included | Not covered |
| Annual limit | $5,000 to unlimited | Unlimited |
| Wellness / routine care | Included (III/IV) | Not offered |
| Dental & behavioral | Included (II+) | Limited |
| Multi-pet discount | 10% (IV) | No |
Correct. MyPet reimburses the exam fee on covered visits on every tier. Healthy Paws excludes vet exam fees from its policy, which can add up over a pet's life.
No — Healthy Paws has no routine/wellness option. MyPet III and IV include wellness and routine care.
MyPet starts at $15/month; Healthy Paws sample premiums commonly run higher. Final pet-insurance pricing varies by pet.
Yes, both cover accidents and illnesses including chronic conditions when not pre-existing.
