Shopping Geico? Here’s an honest, side-by-side look at how RMO MyRenters compares — on price, coverage, and where each one wins.
Geico figures referenced from public 2026 pages and vary by plan, state, and applicant. MyRenters pricing requires an active RMO membership. Prices shown are starting rates; your final quote is provided upon completing an application.
| Feature | RMO MyRenters | Geico |
|---|---|---|
| Starting premium | from $9/mo | ~$12/mo advertised |
| Valuation | Replacement cost (all tiers) | Varies by underwriter |
| Liability | $100K–$500K | $100K typical |
| Identity theft | Included (II+) | Varies |
| Extras included | Several (II–IV) | Few |
| Deductible | $0–$500 | $250–$1,000 |
| Service | RMO membership | Third-party underwriter |
Yes — MyRenters is offered through RMO Insurance and member-priced. Geico typically places renters policies with a third-party underwriting partner.
MyRenters starts at $9/month versus Geico's ~$12 advertised. MyRenters includes replacement cost and extras in the plan.
It varies by the underwriting partner. MyRenters includes identity theft from tier II.
MyRenters offers $0 to $500; Geico-placed policies commonly start at $250–$1,000.
