RMO

RMO Warranty.

Extended-service warranties for vehicles, electronics, appliances, and big-ticket purchases — at member rates, with deductible options that fit how often you actually file claims.

Vehicles & Electronics Member Rates Flexible Deductibles
What We Cover

Coverage for the things that break.

Mechanical and electrical failure protection beyond manufacturer warranty — for the things you can’t easily replace.

Vehicle Service Contracts

Powertrain, drivetrain, and bumper-to-bumper coverage for new and used cars, trucks, and SUVs — sold separately or bundled with RMO Auto Finance loans.

Electronics & Appliances

Extended coverage for laptops, TVs, gaming consoles, washers, dryers, refrigerators, dishwashers — mechanical failure plus accidental damage tiers.

Home Systems

HVAC, water heater, electrical, and plumbing system coverage for homeowners. Pairs with RMO Home Protection (MyHome) for fuller coverage.

Big-Ticket Purchases

Furniture, jewelry, musical instruments, and other high-value items. Coverage tied to the original sales receipt.

Why RMO Warranty

A warranty that pays out.

Member Pricing

Coverage at rates that don’t bake in the dealer markup or retail FOMO premium.

Plain-English Terms

Coverage details written so you understand what’s covered before you sign — not after a claim is denied.

RMO Repair Network

Claims routed to RMO Repair’s certified technicians for faster turnaround. Pay through your RMO account.

Get Started

Get coverage that fits.

Talk to a specialist about coverage tiers, deductible options, and pricing for your specific item.

Get a Quote → RMO Repair Network →
FAQ

Frequently asked questions

What is RMO Warranty?

RMO Warranty provides extended-service warranties for vehicles, electronics, appliances, and big-ticket purchases — at member rates, with deductible options that fit how often you actually file claims.

What can RMO Warranty cover?

RMO Warranty covers vehicle service contracts, electronics and appliances, home systems such as HVAC and plumbing, and big-ticket purchases like furniture, jewelry, and musical instruments. It provides mechanical and electrical failure protection beyond the manufacturer warranty.

Does RMO Warranty cover used vehicles?

Yes. Vehicle service contracts include powertrain, drivetrain, and bumper-to-bumper coverage for new and used cars, trucks, and SUVs. They can be sold separately or bundled with RMO Auto Finance loans.

When should I add warranty coverage?

Add RMO Warranty coverage within 60 days of purchase for the best rates. Coverage on big-ticket purchases is tied to the original sales receipt.

How are warranty claims handled?

Claims are routed to RMO Repair’s certified technicians for faster turnaround, and you can pay through your RMO account. Coverage terms are written in plain English so you understand what’s covered before you sign.

How do I get a quote?

Talk to a specialist about coverage tiers, deductible options, and pricing for your specific item, or call RMO Member Services at (888) 764-3448. You can also enroll in person at an RMO Retail Center.

Support

How can we help?

Disclosure. This page is general educational information and is not advice, a recommendation, or an offer of coverage. Protection plans and coverage are offered through RMO Protection. All coverage and benefits are subject to the terms, conditions, limits, deductibles, and exclusions of the actual plan or policy documents, and product availability and pricing vary by state and by applicant. Nothing on this page modifies any plan or policy, and it is not a guarantee of coverage — your plan or policy documents govern. Learn more at RMO Protection.
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