RMO

RMO Merchant Services.

RMO Merchant Services is the RMO division that helps businesses accept payments — card processing, in-person point of sale, and online or virtual-terminal acceptance — with member rates and next-day funding.

Card Processing Point of Sale For Business
What We Offer

Get paid, however your customers pay.

Card processing, point of sale, and online acceptance in one division — member rates and clear terms for businesses of every size.

Card Processing

Accept credit and debit cards in person, online, and over the phone with transparent pricing.

In-Person & POS

Point-of-sale hardware and software for storefronts, restaurants, and service businesses.

Virtual Terminal

Take payments from any browser — key in card-not-present transactions and redeem payment codes.

Next-Day Funding

Get access to your funds quickly on eligible transactions so cash flow keeps moving.

Why RMO Merchant Services

Payment acceptance that works for business.

Real Support

RMO Merchant Services specialists who help you set up acceptance and resolve issues fast.

One Account

Manage payments and deposits from your business RMO portal in one place.

Member Rates

Member-first processing rates with clear terms and no hidden fees.

Get Started

Start accepting payments.

Set up card processing, point of sale, and online acceptance for your business with RMO Merchant Services.

Merchant Services → Business Banking → Talk to Sales →
FAQ

Frequently asked questions

What is RMO Merchant Services?

RMO Merchant Services is the RMO division that helps businesses accept payments — card processing, in-person point of sale, and online or virtual-terminal acceptance — with member rates and next-day funding.

What does RMO Merchant Services offer?

RMO Merchant Services offers credit and debit card processing, point-of-sale hardware and software, virtual-terminal and card-not-present acceptance, and fast funding for businesses.

Can I take payments in person and online?

Yes. RMO Merchant Services supports in-person point-of-sale, online checkout, and over-the-phone or virtual-terminal payments, so you can accept cards however your customers pay.

How fast do I get my money?

RMO Merchant Services offers next-day funding on eligible transactions so your cash flow keeps moving. Exact timing depends on your account and batch settlement times.

Do I need an RMO membership?

RMO Merchant Services is offered as a member benefit for businesses. An RMO business membership gives you access to member processing rates and the rest of the RMO ecosystem.

How do I get started with RMO Merchant Services?

Start from the business merchant services product page, or call (888) 764-3448 to speak with an RMO Merchant Services specialist. You can also visit an RMO Retail Center for in-person help.

Support

How can we help?

Disclosure. This page is general educational information only and is not financial, tax, legal, investment, or insurance advice. RMO is a family of separate businesses; any product or service mentioned is offered by the applicable RMO subsidiary and is subject to that product’s terms, conditions, and eligibility requirements. For guidance specific to your situation, consult a qualified professional.
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