RMO Insurance offers four tiers of auto insurance to match your coverage needs and budget.
MyAuto Basic — Meets state minimum liability requirements. Includes bodily injury and property damage liability coverage. A budget-friendly option for drivers who need essential legal coverage.
MyAuto Standard — Includes everything in Basic plus collision and comprehensive coverage. Protects your vehicle against accidents, theft, vandalism, weather events, and animal strikes.
MyAuto Plus — Adds uninsured/underinsured motorist coverage, rental car reimbursement, and roadside assistance to the Standard plan. Provides broader protection for you and your passengers.
MyAuto Premium — Our most comprehensive plan. Includes all Plus benefits along with gap coverage, accident forgiveness, new car replacement (for qualifying vehicles), and diminishing deductible that decreases each year you remain claim-free.
Available Discounts:
- Multi-vehicle discount
- Safe driver discount
- Multi-policy discount (bundle with property insurance)
- RMO member loyalty discount
- Good student discount
To compare plans and get a personalized quote, log in to MyRMO or schedule an appointment through MyRMO or by calling us to speak with an Expert.